Ameritas Reviews

I would give them NEGATIVE stars if

I would give them NEGATIVE stars if possible The dental coverage through NAR for Realtors was NOTHING like what was described to be verbally by by RealtorsMarketplace rep OR in WRITING contained in my Certification of Coverage Impossible to speak to a LIVE Claims Rep after you enroll and give them your credit card I have literally been trying today FOR 4 HOURS They will offer to CALLBACK when they do I m ALWAYS 1 in the QUE and 45 mins later I m still holding I finally called my IN NETWORK provider and they told me EVERY claim they currently have with Ameritas is OUTSTANDING they are getting out of their network because of it I was visiting a Periodontist 100 miles from my town to be In Network I put down 400 deposit and paid 110 for exam and Xrays I did NOT need bc I have them from my dentist already paid for BY ME DO NOT GET INSURANCE WITH THIS COMPANY YOU WILL LIVE TO REGRET IT I am contacting the National Association of Realtors to plead with them to find us another reputable dental insurance provider PLEASE

they do not help you

they do not help you been trying over a year to get my 401k but literally no access to my money

Policy is more important than people to this company

My mother s insurance policy changed to an Ameritas dental policy at the beginning of the year However she is in the middle of work with implants and they say that because she wasn t insured through THEM at the beginning of the work they REFUSE to pay for the continuation of the work My mother is elderly and on a limited budget She bought dental insurance years ago to help with these costs I called to speak with customer service and they said that is just their policy even though to do implants is a lengthy time and my mom had no choice with the change of insurance So basically they will pay NOTHING

Ameritas Annunity Sold Through AMBA by Bill Akins

I was working with Bill Akins who sold this annuity from Ameritas thru AMBA which is an organization made up of retired teachers I was told by BIll that I would have a guaranteed competitive interest rate of not less than 5 per year growth When I received my 2 year report I had less than I originally started with Bill had told me that if I gave him 500 up front I would have the opportunity to earn more in the first 2 years Essentially the 500 was his commission so in fact he did earn more in the first 2 years but I earned nothing How can that be The AMBA website stated that I would earn a guaranteed competitive interest rate but it didn t happen Now if I get out I have to surrender another 10 to do that So where is my money going It seems to me that the financial advisors are doing well by having dissatfied customers as the 10 we lost by exiting the annunity is also distributed back to the company and I would assume share with their financial adivsors My friend invested even more than I did and has lost thousands It seems that this is a ploy to swindle elderly people s money rather than to help them make money During this same time frame from 3 2022 to 3 2024 the S P increased 19 and the Dow was up 16 What kind of an financial advisor puts money where it doesn t earn money in that kind of a market Something very shady is happening in this scenario I would love to hear from others who have experienced this same thing I m sure there are many out there

65 per month for 18 months

65 per month for 18 months Never touched the policy for the first year of ownership I have no known dental issues Quick visit to the dentist a couple of x-rays and this company pays 2 00 Let me emphasize 65 per month for 18 months and this company pays 2 bucks for a 118 visit They are essentially unregulated in the ultimate nanny state of California Cannot recommend this company in fact urge a boycott or simply bypass Ameritas as an option

Total Scam

Stay as far away from this company as possible My Dentists office called twice to affirm that Ameritas would cover my vaneers Ameritas confirmed they would cover the procedure only to deny the claim after the fact STAY AWAY and keep your money

Denied a claim after the dentist office

Denied a claim after the dentist office had called twice to get pre-authorization Stay away from these scam artists

My claim was denied and then

My claim was denied and then reconsidered and denied again They said I didn t need the service provided I am assuming they wanted me to continue in pain from a cracked tooth They were good for many years but 2024 has been one hassle after another I DO NOT recommend them

If I could give a ZERO I would

If I could give a ZERO I would I invested 250K in an Ameritas Annuity wrote check 8 27 policy in effect 9 11 1st scheduled payout 10 12 today 10 15 WTH I did this to have additional monthly income on a specific date It s not there My agent of 35 years too old to care