Assetzcapital Reviews

Best Peer to Peer Platform

I ve had money in Funding Circle Ratesetter Moneything Lendy Saving Stream and Assetz Capital AC over the last eight years Ratesetter were very good for a long time but then halved their rates then closed down completely My experience with Funding Circle started well and AC remind me of them in their halcyon days However they disallowed manual lending and then in early 2018 the number of defaults increased to a point that over a period of 6 months my average return was about 2 At this time I had about 50k invested with them I lost confidence and withdrew everything I could Shortly after I did withdrawals became almost impossible so I got out in the nick of time More recently they ve disallowed private investors - not that I d go back The other 2 outfits are in administration and I stand to lose thousands - enough said Which brings me to AC Manual lending is what I exclusively do with them so cannot comment on their other products I have about 90k invested with them and have been a customer since late 2019 No losses so far and an average rate of return of 6 61 Not bad The only complaint is that I have money in all what I consider viable loans and would like to put more money in if more loans were available

Better times ahead

Times have been hard for P2P lenders during the pandemic In my opinion Assetz Capital have been fair and honest with it s investors

Help with withdrawal

I needed help to work through the iSA withdrawal process I received very clear and helpful guidance that took me swiftly through the steps needed

Swift clear Chat response

I was stuck with my bank on the phone needed to check a reference and method to transfer very quickly The Assetz chat person answered each question quickly and efficiently

Maintained good rates and service in difficult times

Assetz has maintained relatively good interest rates throughout the pandemic unlike some other P2P As with them all it became difficult to withdraw capital quickly but the reasons were acceptable in the difficult circumstances Recently I found it easy to speak with a real person at Assetz rather than a computerised chatbot who dealt with my query quickly and efficiently in a friendly manner My 5 stars are given as they have done a good job in the current circumstances including consulting members

I appreciate Assetz Capital for it s

I appreciate Assetz Capital for it s wide options for investment prior to the advent of covide A platform that has developed and improved since it s inception and one which has tried to remain as open as possible to it s retail investors Unlike several platforms that shut out retail investors when the government wanted their money to be invested

Helpful to an elderly client when required

I am 83 and have found when I need advice or help understanding something Assetz have been brilliant Helpful and very patient Very satisfied indeed

Excellent Customer Service

I spoke to Wendy for information regarding my investment The service she provided was exceptional Wendy was helpful professional and friendly She explained clearly all my options and helped me to navigate through the appropriate screens