Flatrockfunding Reviews

Bait and Switch Scam

Bait and Switch Scam I have excellent payment history but a high amount of debt I received a pre-approved offer which would cover all of my debts at a lower payment so I called to inquire I was advised that they couldn t provide a loan but would do a debt negotiation with my creditors which would effectively close all of my accounts currently in good standing and put me into a 3 - 5 year payment plan with them when I can reasonably have all of my current accounts paid in full on my own in 3 - 5 years vs having my debt written off which would impact my credit score for 7 years and all of my accounts would be closed negatively impacting my DTI Very disappointed in this bait and switch tactic to help me out and put me in debt to them for 3 -5 years while they destroy my credit for an additional 7 years It was not a pre-approved loan at all - it was a total bait and switch

Same as everyone else

Same as everyone else Their ad says the opposite Your pre-approved Trustpilot 5 0 stars How can they say that They are 1 star because it doesn t go any lower

If It Sounds Too Good To Be True

Everything sounded great right up the point that I was told I d have to do a planned default on the credit accounts I was rolling into a payment program and then Century Flatrock would negotiate a settlement with the companies after I made my first payment to Century And I d be entering a legal agreement with Century to represent me to the companies I defaulted on No thanks I d rather double my minimum payments and keep my credit score intact

DEFINITELY A SCAM

Unfortunately my review is no different than the other negative reviews already posted here about this company They definitely use these bull mailings telling you your PRE-APPROVED for a personal loan you can use pretty much however you see fit but more so to consolidate and or reorganize your debt at a much lower interest rate I contacted them and they did exactly what was posted here repeatedly VERBATIM If you re looking for a personal loan to help manage your debt definitely don t waste your time with Flatrock Funding

Misleading advertising

Misleading advertising They say they are rated Great on Trustpilot and have a 5 0 rating but as you can see above that s absolutely untrue Any company that resorts to these types of tactics are just complete scams No thanks

Absolutely a bait and switch

Absolutely a bait and switch I called for a consolidation loan and yep just like the other reviews the guy claimed he sumitted my app to 60 companies and they all turned me down Interestingly he got responses from all 60 lenders in about 1 2 day Ridiculious But they could consolidate my debt for a monthly charge for the next 3-4 years Which will destroy your credit Do not do business with this dishonest company

I guess the representative Frank Dalo

I guess the representative Frank Dalo he took my information and has not returned my calls Possibly because I straight out told him if not approved for loan then didn t want to consolidate This company sucks

Misleading Mailer

Got a mailer and went to their website which did not provide any useful information without me providing my phone number Since I refuse to provide my phone number I gave up