Lendcare Reviews

This company is a rip off do not deal

This company is a rip off do not deal with them Go to the bank and get a loan the interest is just about 50 in finance charges

Same thing for me

Same thing for me cost thousands more Then paid out July 2024 took three additional payments buggering up a lot of things after I put stop payment on same morning I paid loan out bank failed me It s now Oct 2024 and recently got arrears email but day before statement showed paid finally I d like my extra payments paid back And get off my credit report and close the account nearly 4 months later here I contacted the BBB for which LC will respond but won t act I would recommend having proof of transactions and up to date statements and go to government site consumer complaints provincial site and go from there I have one under review at the moment and once complete And no results I ll be launching my own civil claim If I could I d go in with others

One star is Generous

One star is Generous We have a loan for our camper through Lendcare they are the worst finance company i have ever dealt with In August we changed our payments from bi-weekly to semi monthly After we changed it instead of the semi monthly payments we asked for they started taking semi monthly AND bi-weekly causing our bank account to consistently go into the negatives and charge us NSF fees plus accumulated NSF fees on the finance end of it which is 75 45 with our bank This has been going on since middle of august to beginning of January We have spoke to them and they say they can t help it as it s an automated thing that they can t control My husband threatened in November to put a stop payment on the account and start paying by EFT Fast forward to last week we changed banks as there s been over 1000 in NSF fees and we are just done at this point I called them to make payment over the phone with our credit card or even by EFT They stated nope we don t allow any other form of payment other than direct from your account which i call BS as its an open loan so we can make extra payments if wanted I asked for a statement of account as they were trying to say we were behind a payment when we have never missed the SEMI MONTHLY payment that we switched it to email proof as well The next day I receive an email from them with a letter attached stating our loan is paid off in full and we no longer have any obligation to any outstanding balance I have been trying to get ahold of them since last week and still nothing back and I m unsure what to do now We still had a 19 000 balance as of 30 days ago so it s definitely not paid off I have been doing everything over email as I refuse to do it over the phone because they will say one thing on the phone and then a completely different thing over email so I d rather have the proof for future if needed I am heartbroken for every single person that has been a victim in this crime of a company and something needs to be done to put a stop to them

Stay away the worst people to deal with

Stay away the worst people to deal with they lies and takes your money I was told one thing and the next thing the person change there mind after I made a payment and I got an email saying I will not have pay for December month but the payment came out anyways

This company will do nothing but bury

This company will do nothing but bury you alive I can t tell you how big of a nightmare this has turned into Making up their own agreements and taking payments above what was agreed on They are hosing everyone they can and doing it with a smile on their face Do yourself a favour and stay far farrrr away Absolute life ruining experience Thanks for absolutely nothing lendcare and the employee that stated I was trippin

Terrible company stay far away

Terrible company stay far away They take out unauthorized payments from your account causing NSFs They change your payment dates without telling you thus not a biding by the contract They make threats to you to take the unit away When you try to deal with them they are rude and they make promises to lower your interest if you get caught up on those NSF payments and never follow through with it This all started when I missed one single payment due to being very ill It s been non stop stressful dealing with these people

This company is fraud all the way

This company is fraud all the way took out double and triple payments increased the car loan from the load from 310 to 418 did not sign the contract back when requested the contract is worth nothing TRIED TO TAKE OUT 13 PYMENTS IN 4 DAYS theY caused 699 in NSF Bank fees working with TD Bank taking them to court filed court papers they ignored it now suing them for fraud and a claim is in process with A J MURRAY Legal and CITY TV NEWS is doing a story Consumer Beware ANYONE WHO WANTS To JOIN FILE A MAJOR LAWSUIT ContactA J MURRAY lawyers in TORONTO these guys are fraud and embezzlement won t return calls

Back i September i missed a payment by

Back i September i missed a payment by 1 day and have a contact number to call then my interest rate went to 26 to 36 they offered to return to 26 if I purchased some sort-of loan coverage for 32 a payment over rest of the term of my loan which works out more than my purchase

Stay away from these clowns

Stay away from these clowns Keep taking payments out whenever Sometimes 6 times a day Different amounts These clowns will no longer have my bank account info Had to go into conser proposal Because they messed up so much of my life Still they insist on taking payments STAY AWAY FROM THESE CLOWNS