Synchronybank Reviews

Synchrony is the worst Bank ever

Synchrony is the worst Bank ever I have an Amazon store card with them for almost 6 years I received a letter saying that they decreased my credit line for absolutely no reason They couldn t even tell me why So I will finish to pay my card and close it because I don t want to deal with those people anymore They don t respect anyone and anything So don t take any card with this bank or you will regret it

Synchrony Screwed Me Over Till I Got Even

I bought a 3000 television with one of my synchrony bank cards and after paying it off early and having a zero balance on my account they added a 1038 surcharge as they called it because they claimed I didn t pay off my debt during the promotional period I tried several times to talk to somebody in the United States in upper management rather than dealing with uneducated call-center people in some Third World country but I was never afforded that opportunity UPDATE knowing that I was going to file bankruptcy I opened up seven different synchrony bank card accounts all of which had 10 000 or more limits on them I maxed out each card and then filed bankruptcy and screwed over synchrony bank like they tried to screw me over

They should change their name to

They should change their name to Sleazybank I had an account with JTV for over 15 years Never missed a payment Had a 0 balance They closed my account for some unknown reason When I called they said they had sent me a letter last year claiming I had too many credit cards or had unsecured credit Seriously As if JTV isn t struggling enough I will never do business with this bank again If being a good customer for 15 years is not enough I don t know what is

Horrible experience

Horrible experience had a fraud claim due to another business employee stealing money from my card Synchrony bank sided with the company and after fighting both the bank and the company I got my refund to the account that I had now closed Only to ask for a refund and for them to double the amount so I still have to pay in close to 200 before I get my refund back One of the worst and scummy companies I ve ever had the displeasure of dealing with

When you take out a credit card t

When you take out a credit card tFrom a company that has Free interest you need to watch out for the extra fess that they surprisedly put on There is a box that you have on application that charges you 100 a month for protection This is a trick and should not be allowed

This is the WORST creditor out there

This is the WORST creditor out there they have very SHADY practices this is now the third card i have with them where they reduced my usage after it was down below 50 they reduced it to that amount which shot my utilization up to 98 i have had 2 cards they flat out closed Care Credit i have had for 11 years they 1st reduced my available credit again once it hit a certain dollar amount NOW they just closed the account i have not had a balance on the card in 9 months since they reduced my usage i would stand clear of this company i can not wait until they go belly up

Awful

Awful Took advantage of zero percent financing to purchase a Sleep Number bed Before I even made my 1st payment they added additional fees to the loan which took it over the allowed credit limit This dropped me credit score 50 points Total deceptive practice and sleazy to say the least Zero help from them on the phone basically telling me there was nothing they could do Buyer beware Scumbags

You can never get a person you can

You can never get a person you can understand I overpaid on the balance to my card and instead of just putting the money back on my card they have to issue a check and put it in the mail that I won t get for 15 or more days I wanted it sent to my mom s house because I just moved and they refused They sure like to take you re money but don t want to easily give it back

I have 6 credit cards with Synchrony

I have 6 credit cards with Synchrony Bank This is thee WORST BANK to do business with When you get approved you will get a decent credit limit then the following month they decreased your credit limit damn near to 0 I know a couple of people with this issue When I hear synchrony bank I run fast That damage your credit every time your credit limit decreases