Tdinsurance Reviews

On home insurance renewal this year

On home insurance renewal this year they increased my insurance by about 50 Their reasoning was higher than ever payouts When will payouts not be higher than ever After speaking to a couple people who s renewals were normal increased I figure by next year I ll pay almost 100 more Called another company and for better coverage and lower deductible I ll pay 5 more than last year They just lost a long term customer and when I spoke with them they were totally okay with itI will give them credit for hassle free claims process a few years ago however maybe this is their way of getting me off the books

Lies

Lies Thieves Got glass coverage and my windshield broke but because the cost of repair is under my deductible they won t cover it So my car fails the out of province inspection All told I am out not just the added cost of coverage on insurance but the entire cost of getting windshield replaced Why are they charging me for glass coverage if they aren t going to cover it

Car accident

I had a car accident where another car decided to change lanes and hit my rear left bumper My adjuster decided that I was 100 at fault because I made an illegal lane change even though I was actually not changing lanes No matter what I have tried to complain there is nobody at TD Insurance that is actually following up on it Never again TD Insurance I am beyond disgusted with them

I would stay away from this insurance

I would stay away from this insurance company they r horrible to deal with even with lawyers My youngest two children were in a horrible accident 7 years ago my was left paralyzed and now has to use a wheelchair and has multiple Dr apt and hospital stays due to her injurys They make it so hard to get anything medical supplies she needs ext Unfortunately I am a single mother now I miss so much work bc of the traveling we have to be Insurance is supposed to pay milage ect within 30 days ya right try 60-90 if u ever get it Even with lawyers case manager nothing happens worse company ever We were in hospital with others that had children recovering from a car accident with other insurance companies they had no issues I lost my house and everything I had at the time of accident bc they were so slow at doing anything And I still have been able to recover Had to move me and kids back home with my so we could have a roof over our heads it s so heart breaking and depressing They don t care u pay for coverage for what they don t payout or over anything They want medical supplies billed to them then they don t pay we get cut off from the supplier and now u have no supplies and they are very expensive to cover knowing u probably won t get reimbursed Either do I pay my bills or order her supplies well she has to have them so of course my whole pay check won t cover the months supplies I don t know what to do anymore I m going bankrupt over this a second time

TD tried to raise my house insurance premium

Never had a claim in my life had house insurance with TD House has electric heating built solid no water issues This year they attempted to raise my premium by almost 40 for absolutely no reason queried it but they wouldn t budge Called 3 other firms they were literally tripping over themselves to get my business at rates lower than what I was originally paying Why did TD just shoot themselves in the foot and lose easy money

Outrageous Premium Increases

For two straight years my TD premiums have been raised 40 each year without making a claim Today I changed over to Max insurance saved 1k a year and they have a 4 4 star rating instead of TD s 1 3 stars Your pricing is outrageous

Told me I had no blame in a minor car slow collision

Told me I had no blame in a minor car accident Examined car in unequiped garage area for 20 minutes asked me to sign document for them to repair relatively minor garage confirmed car still safe to drive Led me along for 2 months told me the damage and state of car unexplained had been assessed as beyond repair and worth scrap value Totally fake

Avoid

Avoid please read fine print because everything important on making a decision is not explained to you Canceled my insurance because I got a better rate and was charged a large cancellation fee 2 months 300 and one month because I didn t give 30days notice Almost 500 to leave Absolutely crazy I m sure you can find a better insurer

Cancelled our insurance while we were

Cancelled our insurance while we were overseas and then sent debt collectors after us - without once sending us a bill Ruined our 40 year relationship with TD