Home Mortgage Lenders Lake Forest, CA | theLender
Based on authentic user experiences
Dan Palmer
6730 reviews
N/A
10 months ago
I wish there was a 0 star what a
I wish there was a 0 star what a worthless company
Karen Strattan
6730 reviews
N/A
10 months ago
Predatory lending at it s finest
Predatory lending ay its finest If there was a zero star I would ve pressed that I just got off the phone with The Lender representative Mike Dooley He told me and I quote it s getting nasty out there referring to the 3 875 interest rate that they are now wanting to close my 550 000refi with cash out mortgage instead of the 2 875 we started out with in September of 2021 It s now January 2022 and yes the interest rates have gone up but not by that much But listen here Mike is a smooth talker and so he dangled the carrot He said he had fought for me with management and offered me 3 5 and told me that he had to bid down the loan to get it to that rate like he was doing me a favor Right Long story short this company is like a bad dream They procrastinate terribly with the excuse that they are reorganizing make you submit documents multiple times and string you along until you re desperate to close the loan then spring a higher rate on you at the last minute My credit rating is high my FICO score is near 800 the mountain of documents are uploaded The appraisal is done on my dime of course and now this But whew lesson learned and at least there is a light at the end of the tunnel in the form of another hopefully scrupulous lender I m finally done with them and their dishonesty Please don t be like me And lest you think that I m just an aggrieved person who was turned down by them I assure the reader that the main reason I m writing this review is not because I m mad at them although yes I m pretty steamed but because I want to warn other unsuspecting people away from these unethical people Of course you re going to do what s right for you But don t say you weren t forewarned As the old saying goes Let the buyer beware
Shawn
6730 reviews
N/A
10 months ago
I am approved for a loan up to 1500 so
I am approved for a loan up to 1500 so I only want to take out 300 then they tell me that my loan was denied one of the worst places ever I think they just want my bank account information why say I m approved for 1500 so I only want 300 and tell me I m denied
Rusty Davis
6730 reviews
N/A
10 months ago
The Lender is the WORST lender I have
The Lender is the WORST lender I have ever dealt with professionally As a mortgage broker I deal with tons of lenders and The Lender is leaps and bounds worse than any other If you care about your company and or your clients DO NOT DO BUSINESS with this company Their lack of urgency and care will cause you to lose clients
Ginny Adkins
6730 reviews
N/A
10 months ago
The worst most unprofessional company I
The worst most unprofessional company I have ever dealt with Nothing in writing will not lock a rate dragged on for 5 months with little to no communication They sub out their underwriting and I never could get it done The conditions looked like they were making it up on the spot to delay it while rates were rising In 5 mo went up 1 05 plus 2 pts
DecaturInvestor
6730 reviews
N/A
10 months ago
One of the worst experiences I ve had
One of the worst experiences I ve had with a lender and I ve worked with a lot including conventional investor and commercial They ask for documents multiple times commit to closing then oops we need another document then they have technical issues 2 hours before closing and we still have yet to close We are so close to closing we can t decide if we should go ahead with the 3rd schedule date or just cut our losses If they are this bad now what will loan servicing be like
Katie
6730 reviews
N/A
10 months ago
If I could give 0 stars I would
If I could give 0 stars I would the most fraudulent company I have ever dealt with Accepted a debt management proposal and then continued to debit my bank account illegally Don t ever borrow from this company
No name
6730 reviews
N/A
10 months ago
I would give 0 stars
I would give 0 stars Rather than deferring my payment I had asked to make a partial payment as I was off work sick They wanted my banking information I couldn t understand why Again I said I could make a payment but the whole amount will NSF they then told me that I will have to deal with collections Very professional
Dale Gremillion
6730 reviews
N/A
10 months ago
Been in the mortgage business for 20
Been in the mortgage business for 20 plus years and never had a worse experience Told them upfront what the deal was and the rep and manger said no problem not an issue then one thing after another jumped through hoops even got the employer to provide a guarantee letter for income I don t have an issue with a lender not doing a loan but don t say you can do it then drag people through the ringer and then come back after all conditions are meet and tell them you can t I would tell every broker to stay far away from this lender and i will certainly pass this along to the 500 plus loan officers in my company to not send them any business Should be called the worst not the lender as they clearly aren t
Gustan Cho
6730 reviews
N/A
10 months ago
Cameron LeClair of the Lender is a hard
Cameron LeClair of the Lender is a hard working knowledge wholesale mortgage account representative who always goes above and beyond He always returns calls within minutes of me leaving him a message He deserves the highest utmost respect for always going above and beyond for his loan officer clients and make each borrower special Kudos to Cameron LeClair of The Lender