Totalcardvisa Reviews

Bank of Missouri hires India

Bank of Missouri hires India Call center to handle there business They never update information nor will you be able to pay Also my cars has 0 balance other then 6 monthly fee which is applied along with the next month s fee This card is waist and so is Bank of Missouri they Don t answer emails or calls on these issues Again My account is in excellent shape over 14 months old Crap

This company is trash

This company is trash I was attempting to view charges on my account only to have to go thru THAT BULLSH1T automated service that has no option to talk to someone F3CKING RIDICULOUS These trash cards should be banned and I m stuck with it cause I ve had it for so long it would damage my credit to dump it

Please don t apply for this card

This company operates like a scam They don t tell you to make your payment by a certain time otherwise your payment will be late even though you made the payment on that day If you are literally a day late that incurs a late fee They don t tell you the payment guard plus program is literally paperwork that they send you in the mail and you have to mail back I assume to extend the process but even though like in my case I lost my job payments still have to be made regardless until they approve your coverage I normally won t say this but please don t get this card trust me you dint need it that bad Look for a different company but I don t trust total visa credit card

This company is a scam

This company is a scam I was approved for a card for a 300 credit limit I had to pay at 95 fee which I reluctantly paid I received the card and now they re trying to get an additional 75 what they call an initial fee You have to pay over 150 to get a 225 credit limit I think I m gonna organize a class action lawsuit for unfair practices and deceptive practices

POSSIBLE FRAUD BY TOTAL VISA

FRAUD BY TOTAL VISA OR A MISTAKE BY TOTAL VISA BANK OF MISSOURI Can NOT reach a live person on any number to discuss an erroneous billing statement so far it is not even possible to speak to anyone at all I am being wrongly charged a Late Fee after Total Visa failed to withdraw the funds as authorized by auto debit agreement And now I received an email telling me LET US HELP I called the number listed only to get an automated system that put me in an endless vicious cycle of push-button hell that routes to nobody And the dispute for is a printable form that looks like you must manually fill in form to scan FAX or snail mail designed to discourage disputes I Cannot even locate an email address to contact Total Visa for a dispute or return phone call that makes me see this as a scam company only my opinion This is only my opinion but this is how scammers operate meaning you can never talk to them see them or confront them to resolve an issue I hope Total Visa contacts me to waive the late fee If I cannot resolve this meaning if Total Visa will not reach me or if they do not contact me to offer a reasonable resolution I will escalate it accordingly UPDATE I ve called each and every number I can find the only rep I talked to told me he cannot help me with anything He told me he cannot provide me any phone numbers for a live person He also refused to provide any emails to reach Total Visa

If I could give them a negative 5

If I could give them a negative 5 starts I would This actually is the worst card ever I recently had my wallet stolen so I call this fraudulent credit card issuer I submitted an address change I was told by their representative that it takes 2 weeks for an address change to go through Mind you they verified it while speaking to customer service Then it takes 2 more weeks to get a replacement card Then it takes 3 weeks for a payment to go through One month to receive a replacement card Another 4 weeks to proceed a payment Nearly 2 months to be able to use the card To anyone who is thinking about getting this card I strongly suggest that you pass this one up and anyone you may know who is thinking about it warn them

Should ve read the reviews before

hould ve read the reviews before accepting the so-called pre approval Submitted info thinking this would help in my credit comeback which was already improving Only to say they need more info Smelling a rat I refused any more info Kinda glad I did This card appears to be useless Almost appears to be a phishing scam to get info

Avoid this company

I had read all the bad reviews so I canceled my application called and spoke with a representative to confirm the cancellation of my application and to verify that I would not be charged an activation fee for a card I no longer wanted to receive They assured me it was indeed canceled and that I would not have a fee processed I received email confirmation within a few minutes as well serving as a paper trail of this conversation and the cancellation transaction Six days later I was charged and the money was taken out of my account I called to get a refund and let them know that what they did was unlawful and fraudulent They said it would take 7 days to get a refund on something they took illegally as they no longer had authorization to process such payment Be careful with this company and do your best to avoid even starting the process as I was naive enough to do