Embracefs Reviews

Graham at EFS was brilliant

Graham was absolutely brilliant helping me with my mortgage As a first time buyer Graham talked me through all options and helped find solutions to any issue I came across Graham went out of his way to help throughout the entire journey and made the process much easier Thanks to EFS

Superb services from Ray Lang MAQ Embrace FS

We worked with Ray Lang MAQ - Financial Consultant at Embrace FS The countless situations where Ray went well above to secure the purchase of our auction property speaking with other agents providing jargon-free clarity on all aspects of the mortgage application and processing it in our case under 48 hours Ray was without doubt the most dependable part of the buying journey and we absolutely recommend to anyone that Embrace FS is part of yours

Mortgage Advice

We had an exceptional experience working with Andrew Penny to secure and renew our mortgage rates Andy provided clear concise advice and guided us through every step of the process with professionalism and expertise He took the time to understand our financial goals and helped us to secure the best possible rates both during our initial mortgage and when it came time for renewal What really stood out was Andy s dedication and proactive approach He kept us informed throughout and answered all our questions promptly Thanks to Andy s hard work we were able to lock in great rates that have saved us significantly in the long run We highly recommend Andrew Penny to anyone looking for a knowledgeable trustworthy and responsive financial advisor

Couldn t wish for anything better

Hardip provided mortgage and insurance advice and brokerage for us It is hard to find service providers these days who really are excellent at customer service but Hardip is undoubtedly one of them if not the best He is patient knowledgable and extremely generous with his time and insights You can ask him anything multiple times on multiple platforms and he sorts everything out for you I wholeheartedly can recommend him and we will be returning clients for sure

The best Financial Consultant

Justyna exceeded our expectations in securing the best mortgage product for us She kept us consistently informed throughout the process leveraging her expertise to advise on additional products and insurance options Justyna truly excels at her job We highly recommend her services she transformed what could have been a stressful experience into a smooth and seamless one Her solution-focused approach helped us navigate any challenges that arose What a star

Straightforward Stress Free

Understood our requirements and how to best get what we needed in our circumstances Everything was explained very well and produced example mortgages based on different circumstances allowing us to make a decision that was comfortable for our needs Everything was straightforward no problems no stress

David Meredith is a star

David Meredith is a star We have been working with David Meredith with a few products His ability to explain sometime complex options with clarity and in an easily understandable way is exceptional David takes time to regularly update to advise of ways we can change variable options to my benefit and is incredibly patient I can t recommend him enough

Super easy mortgage application

We worked with James Hindley from Embrace on our recent mortgage application James made the whole process really easy and very quick from start to end He offered lots of information was patient with our questions and able to explain things clearly to us as non-financial experts James remained totally impartial but offered the information required to make our decision Would definitely recommend and work with James again

A HUGE thank you to

Just wanted to give a HUGE thank you to Alison McCurley she has been absolutely amazing from start to end in helping me and my husband with purchasing our house We were both very new to the process and she helped us feel at ease and supported us every step of the way With the help and guidance from Alison the whole experience has felt a lot more easier and less stressful then what we anticipated Thank you so much we truly appreciate it and we will never forget Wish you all the best you re a great asset to the embrace team - From Naqibah and Omar