Fine happy app

So I found an offer for around 20 to install the app sign up and get approved and all and then deposit 1 so I figured I would use the app and take the extra 20 and invest it and go from there testing the app out Got to the point where you deposit the 1 after linking your bank account that they say they accept and they say it takes days to verify the transfer but they will front you whatever amount you deposit until then wellluckily I waited because I m sure they would charge reverse fees because that s what they did with the deposit Supposedly my very very very well known bank is not accepted on moomoo and they charged my a reversal fee of 5x the amount I deposited So before I knew this I tried one more time and again I got denied the transfer and charged 10x the amount I tried to deposit It took me all of 5 minutes to delete account uninstall app and write reviews here and on the AppStore in hopes of saving others from these whack jobs Oh and they never gave me the 20 for depositing and the website where I found the offer said they haven t had a single payout from moomoo Thanks moomoo P s my bank is huge but just out of sake of privacy I choose not to name it but my bank is ACH enabled just by providing the account and routing number which is what they would of needed no matter what so I shouldn t of been declined on the deposit for that reason like they said nor should they be spanking me with a fine whip that s 5x then 10x the transfer amount And why is it reversed if it was declined