Armakarma Reviews

Absolutely appalling service from start to finish Complete lack of communication claim was not registered properly No outbound comms Was a simple claim

Claimed today for damaged headphones and paid the excess only to then find out I have to cover the postage for the damaged item to be sent to them to be repaired No mention of this at all in the policy If I had of lost the headphones then the lady on the phone agreed they would have just paid for the replacement DO NOT WASTE YOUR MONEY UPDATE 1 6 23 12 55 - As requested I have sent all evidence via email and await a response UPDATAE 1 6 23 14 53 - Apparently there s been a lack of training and although you do have to pay for the postage it s refunded to you when repair is complete We shall see

Don t know how this company is getting great reviews tried to put a claim in took my money instantly of course how they have the nerve to not mention they work with the underwriter Davis group limited reviews speak for themselves Absolutely pathetic vile staff members who can t even spell manners They will do anything to avoid paying out Sure Arma Karma will write some generic crap underneath we will contact you via mail save your breath you parasites EDIT I find your response pitiful This claim of abusive language is a good way to try and discredit my experience with you No abusive language was mentioned The way you have spoke and treated me most definitely deserved warranted some foul language but none was given so stop lying you pathetic liar I was bombarded with 20 questions and it felt like an interrogation All for a 35 claim I got my claim timescales wrong by a few measley hours but that s quickly classed as fraudulent and your time to shine kicked in Thanks for giving me my own money back you say it like you re doing me a favour Avoid these sly sly people

AVOID AVOID AVOID Arma Karma are a scammers I lost my phone they gave me a long list with all documents wich I have to prove them All was done by me like they asked Now was past over a week they didn t come back to me and doesn t respond to my mails Not recommend them at all Legally Scammers If you have to subscribe you are more than welcome if you have to claim something they just treat you like a peace of s t AVOID AVOID AVOID

Appalling company something very strange going on Nightmare to deal with for claims They still haven t paid my simple claim 3 weeks after doing so Do not take insurance with these people

Over 2 weeks they didn t come back with my claim I m forced to appeal to Citizens Advise to solve this problem So please don t use any more their services Avoid Avoid Avoid

After taking a new policy a few months ago they decide to cancel my policy Their wordings Due to underwriting requirements we are regrettably having to stop insuring TVs going forwards As you currently have a TV insured with us you are impacted by this change They said they will refund my last premium and thats it What an absolute con

Every insurer is the same Compulsory excess tailored to tally with cost of the average claim so that the insured won t bother All they want is the cream from the top of the milk They are Ladbrokes with bells on Every town s fine buildings banks insurance companies are built with your hard-earned

I insured my brand new tv with them and have been with them for about six months and then they sent me an email that my insurance is canceled Not happy at all Due to underwriting requirements we are regrettably having to stop insuring TVs going forwards As you currently have a TV insured with us you are impacted by this change If you are insuring a new product with them you are good as long as the product is getting older and more exppsed to risks they will kick you like they did with me

Do not be fooled the insurance may be easy to setup but they will use any method of denying claims Tried 3 different methods of denying a claim before finding one that would stick My advice is to stay well away Easy to take your money does not pay out claims Note the product was purchased online in the UK through the official vendor store In reply to your claims about the processing when I was offered a value that was significantly below the market price of the item which I queried I was then put on hold whilst the claim member talked to legal who then said they would remove the settlement amount Then after further querying they talked to legal again 2nd time to try and not pay out As discussed I will be taking up with financial ombudsman Also note your process asks if the item was purchased in the UK which for all intents and purposes it was e g official product with a VAT invoice through the actual company store Insta360 Again other buyers beware