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Everbright: Solutions for All Financial Needs
Everbright operates as a financial solutions provider accessible via the domain everbright.solutions. The company states it serves a wide range of financial needs for businesses, offering various funding options designed to assist with capital requirements.
Streamlined Application Process
Getting started with Everbright involves filling out a single application. The process is described as having no fee or obligation, and it is noted that submitting the application will not impact the applicant's credit. The company emphasizes an expansive network that allows it to find or create the right product for a business.
Available Funding Programs
Everbright provides multiple financing products tailored to different business needs:
- Quick Business Funding:A cash advance product that is uncollateralized and provided independently of credit scores.
- Term Loans:Available with low rates and long terms, capable of exceeding amounts of $5M.
- Unsecured Line of Credit:Designed to help bridge gaps between payables and receivables or to support new growth objectives without requiring collateral.
- Consolidations:Options range from reversals to traditional consolidations, depending on the current product held.
- Collateral Loans:Guaranteed by owned assets, typically offering better rates than unsecured alternatives.
- Private Equity:Aimed at startups and small businesses, offering personalized capital with a focus on driving revenue and growth.
- Flip and Fix Lines of Credit:Targeted at real estate investors for acquisitions, renovations, and conversions.
- Equipment Financing:Covers up to 100% of the cost for new or used equipment.
- Small Business Loans:SBA-guaranteed loans featuring rates and fees comparable to non-guaranteed options, with benefits like lower down payments and no collateral needed for some products.
- Accounts Receivable Financing:Provides advances on invoices awaiting customer payment.
- Purchase Order Financing:Offers short-term capital to pay vendors upfront for verified purchase orders, enabling businesses to handle more orders through improved cash flow.
Speed of Funding
The platform states that capital can be available in a business account in as little as one day, highlighting a focus on quick access to funds.
Customer Testimonials
One testimonial shared notes that a representative named Nick was able to significantly reduce daily payments, freeing up substantial monthly cash flow. The same testimonial mentions funding was secured during a period when other lenders ceased funding due to COVID-19 circumstances.
Contact Information
Individuals can contact Everbright by calling 516-543-0402. The physical address listed is 1400 Old Country Rd. Suite 109, Westbury, NY 11590. The website also features a contact form for setting appointments and a call-to-action labeled "GET STARTED" and "APPLY" for beginning the application process.