USPS includes 100 insurance in

USPS includes 100 insurance in Priority packages and UPS includes 100 for UPS Ground To purchase insurance above that amount PirateShip refuses to sell you insurance from either USPS or UPS They instead want you to buy it from a 3rd company The terms of the 3rd party insurer require the buyer to perform certain activities in order for you to covered The buyer is under no legal obligation to do anything All the buyer has to to get their money back is file a complaint with their credit card bank or payment processor This means you may or may not have any insurance on your item eBay also offers a 3rd party insurance company for USPS packages but they don t force you to buy it as you can buy additional insurance from USPS eBay also offers insurance directly from UPS Pirateship is more interested in generated revenue form this insurance than they are providing a safe insurance solution for shippers I needed to cancel a UPS label for nearly 90 after I found the only extra insurance I could buy is worthless