Armakarma Reviews

Home Monthly Insurance Subscription Arma Karma

3.64
77 reviews
Great Rating
Based on 77 user experiences

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AI Review Summary Based on 77 reviews

Customers consistently praise Arma Karma for its easy, quick, and straightforward insurance process, highlighting good value and responsive service. Many reviews also note fast and effective customer service and competitive pricing compared to other providers. A recurring positive theme is the ethical positioning and clear policy information, which builds user trust. However, a significant number of reviews detail very poor claims experiences, citing delays, denials, and unhelpful communication. Due to the repeated emphasis on both seamless onboarding and problematic claim handling, the pros and cons are limited to short, factual phrases.

What customers love
  • Easy quick setup
  • Clear policy info
  • Ethical company
Common concerns
  • Claim delays denials
  • Poor claims process
  • Policy limitations

Last updated 2 months ago

A

I ve been a customer for a number of

I ve been a customer for a number of years and really pleased with the service Also tiktoks are hilarious
S

Happy Customer

Recently purchased an insurance policy and couldn t be happier with the customer service help and care this company has showed me
R

Easy to use insurance company

With all these insurance companies it all feels like the same thing Arma Karma s commitment to supporting charity partners really sets them apart It feels good knowing that insurance is making a positive impact
A

Great company

Great company Very easy to work with
D

Absolutely appalling service from start

Absolutely appalling service from start to finish Complete lack of communication claim was not registered properly No outbound comms Was a simple claim
C

HIDDEN COSTS ONTOP OF YOUR EXCESS DON T WASTE YOUR MONEY

Claimed today for damaged headphones and paid the excess only to then find out I have to cover the postage for the damaged item to be sent to them to be repaired No mention of this at all in the policy If I had of lost the headphones then the lady on the phone agreed they would have just paid for the replacement DO NOT WASTE YOUR MONEY UPDATE 1 6 23 12 55 - As requested I have sent all evidence via email and await a response UPDATAE 1 6 23 14 53 - Apparently there s been a lack of training and although you do have to pay for the postage it s refunded to you when repair is complete We shall see
N

Rats have more integrity

Don t know how this company is getting great reviews tried to put a claim in took my money instantly of course how they have the nerve to not mention they work with the underwriter Davis group limited reviews speak for themselves Absolutely pathetic vile staff members who can t even spell manners They will do anything to avoid paying out Sure Arma Karma will write some generic crap underneath we will contact you via mail save your breath you parasites EDIT I find your response pitiful This claim of abusive language is a good way to try and discredit my experience with you No abusive language was mentioned The way you have spoke and treated me most definitely deserved warranted some foul language but none was given so stop lying you pathetic liar I was bombarded with 20 questions and it felt like an interrogation All for a 35 claim I got my claim timescales wrong by a few measley hours but that s quickly classed as fraudulent and your time to shine kicked in Thanks for giving me my own money back you say it like you re doing me a favour Avoid these sly sly people
W

AVOID AVOID AVOID

AVOID AVOID AVOID Arma Karma are a scammers I lost my phone they gave me a long list with all documents wich I have to prove them All was done by me like they asked Now was past over a week they didn t come back to me and doesn t respond to my mails Not recommend them at all Legally Scammers If you have to subscribe you are more than welcome if you have to claim something they just treat you like a peace of s t AVOID AVOID AVOID
M

Do not use

Appalling company something very strange going on Nightmare to deal with for claims They still haven t paid my simple claim 3 weeks after doing so Do not take insurance with these people
L

Over 2 weeks they didn t come back with

Over 2 weeks they didn t come back with my claim I m forced to appeal to Citizens Advise to solve this problem So please don t use any more their services Avoid Avoid Avoid

About Armakarma

Affordable monthly insurance subscriptions for protecting the stuff that matters We offer flexible cover that you can cancel anytime without fees

United States

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