Creditkarma Reviews

Credit Score & Credit Reports at Credit Karma™ UK

creditkarma.co.uk
3.57
140 reviews
Great Rating
Based on 140 user experiences

Rated 3.57 out of 5 by 140 Happy Customers

42.9%
14.3%
14.3%
14.3%
14.3%
All 5 ★ 4 ★ 3 ★ 2 ★ 1 ★ 😊 Positive 😐 Neutral 😞 Negative Reset Filter
AI Review Summary Based on 140 reviews

Credit Karma receives mixed feedback from users, with many praising its usefulness for monitoring credit scores and providing financial insights, while others report issues with accuracy, delays in updates, and aggressive upselling. Users appreciate the free access to credit information and alerts, but some criticize the app for outdated data, confusing recommendations, and customer service challenges. The score calculation methodology and occasional discrepancies also draw concern.

What customers love
  • Free credit monitoring
  • Helpful financial insights
  • Easy to use interface
  • Regular notifications
  • Credit improvement tips
Common concerns
  • Outdated information
  • Inaccurate score calculations
  • Excessive upselling
  • Slow updates
  • Poor customer support

Last updated 2 weeks ago

M

This is a great tool to help guide you

This is a great tool to help guide you to better finance
A

CK has guided me through my credit history and building

CK has guided me through my credit building and monitoring journey since I got into the UK Its card recommendation hasn t been the most apt but the user experience is impressive I wish a little bit more could be integrated but I guess these things also comes limitations of their end
L

Credit karma iv given 4 star s and

Credit karma iv given 4 star s and that s for the card s I m offered the alerts when a credit search has been done on me I would have given 5 but when you get points deducted for paying a card off and I also think my score should be higher for never missing a direct debit payment on all card s and household bills never had a CCJ against my good name That s my biggest gripe taking points off for paying a card off it just doesn t make sense
A

Monitoring Credit Score File

I ve used Credit Karma to monitor my Credit Score Credit File It s been useful to make sure everything is as it should be Haven t used them for anything else yet but what they have done for me they have done well
C

Credit Karma is a great way of tracking

Credit Karma is a great way of tracking your credit score uses Transunion platform to give you accurate account of your score I highly recommend as also Experian Both are great to use and very easy to understand with offers of bank accounts loans etc that fit with your Credit Score Thanks Credit Karma
J

Very good to have some useful info

Very good to have some useful info right in front of you if you need it Have seen where I may or maybe not been going wrong where my credit info is concerned would recommend credit karma to anyone if I was asked about them
M

Very good App

Very good AppIt ticks all the boxes and provides you with up to date info about all your credit score plus ways to progressively improve All deliveries an array of other products tailor made to suit specific personal opportunities
K

Good experience using Credit Karma

Good experience using Credit Karma advice offered on how to obtain maintain good credit score very useful very good offers
R

Well it s OK except that you have the

Well it s OK except that you have the wrong address but very helpful especially in knowing what i can apply for plus a reminder of what i need to do So would have been 5 Star but some miner mistakes other than that pritty good
C

Useful to use

It s good to see an update on your credit history but be careful that there is a 30 day delay in reflecting this into your credit score It s annoying that a impact on your credit history is if you dont have credit on your account between 4 000 7000 So I don t want to have this credit on my account by use of a credit card or other means as I want to be debt free This is my only annoyance

About Creditkarma

Credit Score & Credit Reports at Credit Karma™ UK

United States

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