AI Review Summary
Based on 140 reviews
Credit Karma receives mixed feedback from users, with many praising its usefulness for monitoring credit scores and providing financial insights, while others report issues with accuracy, delays in updates, and aggressive upselling. Users appreciate the free access to credit information and alerts, but some criticize the app for outdated data, confusing recommendations, and customer service challenges. The score calculation methodology and occasional discrepancies also draw concern.
What customers love
- Free credit monitoring
- Helpful financial insights
- Easy to use interface
- Regular notifications
- Credit improvement tips
Common concerns
- Outdated information
- Inaccurate score calculations
- Excessive upselling
- Slow updates
- Poor customer support
Last updated 2 weeks ago
S
S Khan
CK is a good financial tool to have The site helps in keeping you up-to-date regarding your finances and other area s of one s credit report history etc Overall it s a good app to have
M
Mr Christopher Atkinson
Keeping your score in the excellent area
Yes I like using credit karma obviously keeping a check on my score What I dislike like about it is the fact your score will drop if you pay a card off in full I thought the whole point was to be debt free And yes I know the reason why you do it hence the many adverts for loan offers and new credit cards
M
Mr Laurence Neale
Good
Good - It a good place to see your credit score Bad - It will advise you that you can get other credit but they are awful with such high interest rate that I would t touch with a barge pole
R
Rolic
Intuit Credit Karma has changed the way
Intuit Credit Karma has changed the way I think about money having credit borrowing and savings I visit their site often to check my rating which over 5 years has built up consistently Thanks ICK
M
Mrs Helen Shiels
This is a easy to use service
This is a easy to use service that gives a lot of information and is useful if you are trying to build your credit score It can sometimes take a long time 2 months to update particular records but this could be due to that informations origin
A
A Brown
Great to be provided with a Credit Score
Even though I don t have a track record of taking ages to pay back my Loans and money owed to my Credit Card - Credit Karma has helped me understand how I ve been recorded as Customer ie I m now able to improve my rating
T
Tatenda
It helped me scan for credit cards that
It helped me scan for credit cards that I am likely to get offered as and when needed
R
Robin Larvin Clarke
I like the credit ratings however
I like the credit ratings however several weeks ago I was criticised for applying for and receiving to many cards after you were encouraging me all the time to apply for more thought that was very hypocritical
L
Lynne Dawson
It s a very useful tool for keeping an
It s a very useful tool for keeping an eye on your financial health Good ideas for improvement too
A
Alex Wendling
Overall good this is the tool you need
Overall good helpful and weekly updated Much better than his competitors LOVING IT If you are struggling keep track this is the help you need
Looking for Creditkarma alternatives? We've ranked 12+ similar companies by reviews.
View All Alternatives