AI Review Summary
Based on 140 reviews
Credit Karma receives mixed feedback from users, with many praising its usefulness for monitoring credit scores and providing financial insights, while others report issues with accuracy, delays in updates, and aggressive upselling. Users appreciate the free access to credit information and alerts, but some criticize the app for outdated data, confusing recommendations, and customer service challenges. The score calculation methodology and occasional discrepancies also draw concern.
What customers love
- Free credit monitoring
- Helpful financial insights
- Easy to use interface
- Regular notifications
- Credit improvement tips
Common concerns
- Outdated information
- Inaccurate score calculations
- Excessive upselling
- Slow updates
- Poor customer support
Last updated 2 weeks ago
T
Tony
Very helpful in keeping a track of your credit process also very easy to see offers on new products that you will be accepted for based on your current score
M
MOHAMMAD
The name Credit Karma explain itself
The name Credit Karma explain itself I am extremely anxious due to id scams etc When i receive an alert about any changes on my account which is very helpful to accept or raise dipute against the search accounts or else I suggest everyone must use Credit Karma to keep themselves upto date info regarding his her finances forecast to plan better to apply for credit card Loan etc
M
Mr Spencer Slater
Very helpful and easy to use and keeps
Very helpful and easy to use and keeps my mind at rest as I know where I m at all the times thank you
W
Will West
Would have never secured my mortgage
Would have never secured my mortgage without the help of these guys Really helped me get my credit rating where it needed to be
C
Christine
Maybe I am the wrong person to leave a
Maybe I am the wrong person to leave a review Don t get me wrong I m happy with the service etc but I haven t actually used it for accessing a better deal or seeking any financial products The ease of using the app is great clear to read My negativity comes from the confusion I get as I also use Clearscore my 1000 1000 has remained constant on Clearscore for many years but my current 671 710 on Credit Karma fluctuates I find it quite disappointing to see the score go down even only a few points when the score never changes on Clearscore I m fortunate not to need it I guess so I shouldn t get so concerned
I
ISAAC ARHIN
Super app that let s me check my offers
Super app that let s me check my offers on credit cards and loans without affecting my credit score They also provide high value services and advice on trends and what not to do I recommend anytime
J
James Olaleye
Credit Karma has been a great guide for
Credit Karma has been a great guide for my credit score management since joining the service Thanks for your support
R
Rosaline Botchway
Hi All
Hi All Please I have used more than 20 on my credit cards but it s still not showing and I have also registered to vote at my current address and it s still not showing on my credit Score So please kindly check for me
M
M Howe
Brilliant service
I feel the app is so useful it helps keep you up to date with payments and hints and tips how to improve your credit score It s fabulous
J
Joe Scott
Good positive reports with Credit
Good positive reports with Credit Karma always on track with your ups downs more ups please but a great company app to work with Highly recommended
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