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Published Oct 05, 2026
Refused to refinance my balloon
four years never missed a payment credit score went up if anything. asked to refinance the balloon portion only and they flat said no. wouldnt give a reason just computer says no. then i find a marker on my credit file that wasnt there before. feels deliberate to stop me leaving
Critical Review
refinancing refused
no explanation given
unexpected credit file marker
balloon payment
poor customer service