About Reviews

Bread Financial

1.30
23 reviews
Bad Rating
Based on 23 user experiences
All 5 ★ 4 ★ 3 ★ 2 ★ 1 ★ 😊 Positive 😐 Neutral 😞 Negative Reset Filter
E

I had fraudulent charges

I had fraudulent charges They did absolutely nothing to assist- not even putting a freeze on my account UNTIL I COULD FIGURE IT OUT I spent a lot of time and money on this which should have been handled by them Don t waste your time on this bank
C

Wow Just Wow

These guys bought servicing for Dell Financial whom I was making automatic payments every month on the exact same day time through my bank auto-pay Comenty sent me a bill and when I went to change the auto-pay to the new servicer the bill didn t have the full account number visible so was unable to set it up tried getting on their website to set things up there hit some we re sorry we re having technical issues so I set things down to pick up later - when I have time I never have time Shoot Flash forward to November 1st my autopayment went to Dell OOPS The payment was due 11 1 and TODAY I get a call from Comenty COLLECTIONS department threatening legal action What a freekin joke As soon as the payment gets reconciled I will be closing this account out I have absolutely no intention of doing business with a company this shady
J

without a doubt the sorriest

without a doubt the sorriest inept bunch of clowns at this country store bank They don t listen are arguementive arrogant and should not be in business Avoid them like the plague
S

What a bunch of thieves

What a bunch of thieves Dell transitioned over to Comenity and added several hundred dollars in interest I called Comenity and these people are darn-right thieves They said they couldn t do anything about it Yeah right I will be paying this off immediately and have NOTHING to do with this disgusting trash of a company
F

This is the worst bank card I ve ever this cannot be a real bank

This is the worst bank card I ve ever dealt with Even making a payment is a hassle they ve messed up my checking account twice by charging an amount different than what I paid When i made a payment of 65 00 they took a full payment of 2 500 out my account Glad my bank notified me and sent it back unpaid after starting to mail payments to them they waited until it was past due then put it through for payment this last one I sent a 100 00 check and someone changed it to 7 000 which I don t owe At this rate I m not paying anything take me to court
C

Do not bank with this bank

Do not bank with this bank Do not open a famous footwear credit card They routinely mailed statements so there was no chance a payment could be made on time Charging multiple late fees Even after I paid the balance and closed my account I continued to receive payment collection notices When I called they said it takes 7-10 business days to process in the meantime it seems like they added new charges even though I ve not purchased anything new and my account is closed More fees Just stay away
S

Awful Credit Card System

Awful Credit Card System If I could give zero I would I should not have reapplied I closed my card in 2015 for the same reason First you struggle to log in to your account When you finally access it you try to enter your account information to set up autopay and it won t let you then you manually pay it and it doesn t go through The next thing you know foreign call center agents are relentlessly contacting you for a late payment you re considered delinquent now too I tried to pay it in full to get it over with and the next month I have a 2 interest charge that I never thought I would have because I paid in full right No Now 2 became 40 including late fees and you are delinquent again What a terrible experience with this company Don t get this card the discount is not enough to cover the late fees if you can t log in or pay online You call you wait on the phone forever then talk to foreign agents who have no compassion all giving deep sighs as though they re tired of talking to other unsatisfied customers like me So frustrating I m closing this account as soon as I pay off this ridiculous 2 interest charge again the charges never stop
X

6 year cardholder with ULTA

I had the ulta master card for 6 years Noticed some odd minimum interest fees recently My entire balance was paid down this month But somehow a fee was left over and issued If I didn t recheck the app I would have been charged a late fee I feel they changed their usage rules or something Money Hungry Not worth the headache but it is worth taking the hit of closing this credit card
D

Just got a card

Just got a card Haven t even received my bill and they are calling me all day none stop I have plenty of cards and lines of credit Dropping this immediately Avoid this company if you can Truly harassment If I cared more I d try and file something
A

Trying to get to customer service is a

Trying to get to customer service is a nightmare I spoke to four people trying to get a correct address Three was so incompetent I asked for a supervisor then they hung up on me Finally I talked to one that gave me some information not sure if it is right I am going to start only using a company that has customer service representatives that understand your needs and not located in a different company This is not a company I want to do business with This is a Caesar Casino preferred card they need to consider who they do business with

About About

United States

Visit Website

Own this business?

Claim your profile to respond to reviews, manage your listing, and build trust with customers.

Claim This Business

Frequently Asked Questions

Comenity.net is the official online account management portal for customers of Comenity Bank. It is a secure website that serves as a centralized digital hub for managing private-label store credit cards and financing programs issued by Comenity Bank and its affiliated retail partners.

Through Comenity.net, cardholders can view account balances and available credit, make payments and set up automatic payments, access and download billing statements, track rewards points and benefits, update personal profile information, and find customer support contact details.

You can manage credit accounts issued by Comenity Bank for its extensive network of affiliated retail, fashion, home goods, and specialty stores. The portal supports hundreds of individual store-branded credit cards. You must access the site through the specific link for your retailer's card.

First-time users must register their account online. You will need your credit card number and other identifying information to create a unique username and password. This registration process is completed on the Comenity.net platform specific to your store card.

Yes, security is a paramount concern. The site employs robust encryption and security protocols to protect users' sensitive personal and financial data. It may also use additional verification steps during login for enhanced security.

About About

About Comenity.net: Your Account Management Portal

Comenity.net is the official online account management portal for customers of Comenity Bank and its extensive network of affiliated store credit cards and financing programs. This secure website serves as a centralized digital hub, allowing cardholders to conveniently manage their credit accounts from any internet-connected device. It is a critical resource for individuals who hold private-label credit cards from a wide variety of popular retailers across the United States.

Core Functions and Services

The primary purpose of about.comenity.net is to provide cardholders with 24/7 access to their account information and essential financial tools. Upon logging in with secure credentials, users can perform a comprehensive range of actions to manage their credit effectively.

  • Account Overview:View real-time account balances, available credit, payment due dates, and recent transactions.
  • Payments:Make secure one-time payments online, set up recurring automatic payments, and view payment history.
  • Statements:Access and download current and past monthly billing statements in digital format.
  • Rewards and Benefits:Track reward points, special financing offers, and other cardmember benefits associated with the specific retail brand.
  • Profile Management:Update personal contact information, communication preferences, and security settings.
  • Customer Support:Find contact information for customer service, report a lost or stolen card, and access frequently asked questions.

Affiliated Brands and Accessibility

Comenity Bank partners with hundreds of well-known retail, fashion, home goods, and specialty stores. Therefore, about.comenity.net is the backend platform that powers the online account services for these individual store cards. Users typically access the portal through a link provided by their specific retailer or by searching for their card's login page. The site is designed to be user-friendly and responsive, functioning smoothly on desktops, tablets, and smartphones, ensuring account management is possible anytime, anywhere.

Security and Account Access

Security is a paramount concern for the platform. The site employs robust encryption and security protocols to protect users' sensitive personal and financial data. First-time users must register their account online using their credit card number and other identifying information to create a unique username and password. For existing users, the login process is straightforward, though the site may occasionally require additional verification steps for enhanced security. It is also the primary destination for cardholders to enroll in paperless billing, a feature that promotes sustainability and provides instant access to statements.

Key Considerations for Users

It is important for users to understand that about.comenity.net is specifically for managing credit accounts issued by Comenity Bank. It is not a general banking website for checking or savings accounts. Each store card is a separate account, so a user with multiple Comenity-backed cards will need to manage each one individually through the portal. The site also serves as a vital communication channel for important account alerts, updates to terms and conditions, and notifications about special promotions tied to the user's card.

In summary, about.comenity.net is an essential, secure, and efficient online tool for millions of retail credit cardholders. It streamlines account management by consolidating payment, statement, and customer service functions into a single accessible platform, empowering users to take control of their credit and finances with ease and confidence.