Altra Reviews

Microsoft

3.72
116 reviews
Great Rating
Based on 116 user experiences

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AI Review Summary Based on 117 reviews

Customers generally express high satisfaction with Altra's service quality, citing exceptional customer service, knowledgeable staff, and efficient loan processing. Long-term members highlight reliability and long-standing relationships, while frequent praise is given to specific representatives. Some recurring complaints relate to mobile app bugs, online banking limitations, and occasional account access issues. A few critical reviews mention problems with fraud handling, payment fees, and system errors, but these are outweighed by positive feedback.

What customers love
  • Exceptional customer service
  • Knowledgeable staff
  • Efficient loan processing
  • Helpful representatives
  • Long-term member loyalty
Common concerns
  • Mobile app bugs
  • Online banking limits
  • Account access issues
  • Payment fees
  • Fraud handling concerns

Last updated 1 month ago

S

Altra is a customer friendly place

When going to the credit Union and feeling my usual little anxieties at such times or calling in for an agent which I don t want to do I feel relieved by the warm and friendly way they try to fulfill the request even it s something out of their range I ve been with Altra since about 2009 It s a specially good place for banking
E

Helpful staff

I do most of my banking online There have been several times when I needed help from one of the staff to complete a more complex banking issue In each of those cases I ve found whoever I ve dealt with to be very competent and very helpful to achieve my goal That personal touch contrasts with the impersonal hands-off approach from national banks
R

I was helped with a billing update

I was helped with a billing update issue with Jeri Lee Weigel She was a GEM to work with Provided me with options to get me setup and saved me additional charges to ensure I wouldn t miss a payment Folks like Jeri should always be highlighted someone who takes care of the task at hand with a great warm welcoming attitude
D

Always very helpful in answering or

Always very helpful in answering or solving whatever questions we have We ve been banking with them for about 50 years now Every loan has been through Altra formerly Trane Credit Union
B

Upon entering Altra FCU in clarksville

Upon entering Altra FCU in clarksville I was greeted by all the personnel I opened an account for myself and 2 education accounts for my grandchildren The ease and simplicity of doing so in the office made me feel confident about choosing Altra for local banking Later that year I up graded one child s account and opened a savings and checking for my grandson who needed a bank in town Altra has been most helpful and provide the tools I need to get my banking needs done Thanks to the staff at Clarksville branch
B

Competitive rates

Competitive rates and anytime I have called 1800 or the local banks either one for help I have always gotten it Decent support the only gripe I have is that my closest bank location never keeps its people long I have stopped even TRYING to memorize the names of the latest staff lolLove what they do for community outreach I would like to see more businesses helping the local area
A

Since I live in Texas and there are no

Since I live in Texas and there are no banks near us and yet the people in the bank manage to make it seem like I am in the lobby right therel I have had my accounts here for more than 20 years with CD s and savings etc
B

Convenience

Have gotten a number of big loans through Altra federal credit Union in Tyler and Bank there Everything has always went smooth and never had to even go in the door Now thats convenience
T

Jackie Is THE BEST

Jackie Is THE BEST i was having a rough time this year financially and I was behind on my car loan payments I was so stressed with all of the things happening in my life i thought my only option was to default on my loan and give up my car Jackie not only helped me with a plan to keep my car and still make payments but gave me the encouraging words I needed to hear in my darkest hours She is truly a diamond amongst coals
S

A TEAM Never have I dealt with a rude employee

Never have I dealt with a rude employee here Thanks Altra

About Altra

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Frequently Asked Questions

Altra Federal Credit Union is a nonprofit financial cooperative dedicated to helping members live their best financial lives. It offers accessible, affordable financial services with a focus on member success, providing competitive products and low fees across its network in eight states.

Joining Altra is straightforward: share your financial story, choose suitable accounts, and make a first deposit to begin your journey toward financial empowerment. Membership is designed to be easy and supportive.

Altra provides a wide range of solutions including personal and business banking, credit cards, personal loans and lines of credit, home equity products, auto and motorcycle loans, boat and RV financing, certificates, and digital banking tools.

Yes, Altra’s digital banking platform is built for ease and security, with features like real-time card controls, mobile check deposit, money transfers, and federal insurance for savings accounts up to at least $250,000 through the NCUA.

As a member-owned cooperative, Altra reinvests profits into better rates, lower fees, and community initiatives. The credit union emphasizes transparency, accessibility, and financial wellness resources for all members.
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About Altra

Altra Federal Credit Union Overview

Altra Federal Credit Unionis a nonprofit financial cooperative dedicated to helping members live their best financial lives. With locations in eight states and a focus on accessible, affordable financial services, Altra offers competitive products and services with low rates and fees. The credit union’s primary concern is its members’ financial success, making it a trusted partner for individuals, families, and businesses.

Altra provides a wide range of financial solutions designed to meet diverse needs. Key offerings include personal and business banking, credit cards, personal loans and lines of credit, home equity products, auto and motorcycle loans, boat and RV financing, and certificate options. The credit union also emphasizes digital convenience through its mobile app, enabling members to manage accounts, pay bills, deposit checks, and utilize real-time card controls and financial wellness tools from any device.

Membership and Community Focus

Joining Altra is designed to be straightforward and supportive. The process encourages members to tell their financial story, choose suitable accounts, and make a first deposit to begin a journey toward financial empowerment. As a member-owned cooperative, Altra reinvests profits into better rates, lower fees, and community initiatives, aligning its success with the financial well-being of its members.

Digital Banking and Security

Altra’s digital banking platform is built for ease and security. Members can enjoy streamlined account management, bill payment, mobile check deposit, and money transfers through a single, intuitive interface. The platform integrates real-time card controls and financial wellness tools, promoting informed decision-making and proactive money management. The credit union maintains strong security standards, including federal insurance for savings accounts up to at least $250,000 through the National Credit Union Administration (NCUA).

Transparency and Accessibility

Altra emphasizes clear communication and accessibility for all members. The creditunion provides multiple ways to connect, including in-person visits at its eight-state network of locations, digital channels, and customer service support. Resources such as financial wellness tools, educational content, and responsive account management reinforce its commitment to transparency. Members also have access to ATMs, secure upload portals, and easy payment options for a seamless experience.

Get Started with Altra

Whether you are looking to open a checking or savings account, finance a vehicle, explore home equity options, or build savings with certificates, Altra offers tailored solutions. The application process is designed for simplicity, with personalized guidance available at each step. By combining competitive financial products with a member-first philosophy, Altra Federal Credit Union continues to support financial growth and stability for individuals and businesses across its communities.