Cash Reviews

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cash.app
3.56
139 reviews
Great Rating
Based on 139 user experiences

Rated 3.56 out of 5 by 139 Happy Customers

41.7%
14.4%
14.4%
14.4%
14.4%
All 5 ★ 4 ★ 3 ★ 2 ★ 1 ★ 😊 Positive 😐 Neutral 😞 Negative Reset Filter
D

Nice app to use for emergency purposes

Nice app to use for emergency purposes Resolving issues here is very difficult Besides their promise of giving you 5 when you recommend a friend seems untrue I had recommended about 4 person since I started using this app not a dime I got back from Cashapp It might be true the offer is there perhaps staff are using for themselves
J

I never got my refunds

I tried sending me parents money but the transactions were denied and the receipt said it was for my protectio and my money would be refunded to me today but I ve been calling my account waiting for the refunds and never got them I emailed the customer service and they didn t give me any answers that involved me getting my money back I would highly recommend not using this app unless you have money to waist
J

Changes to the cashapp and no notice

Today I learned by trial and error that cashapp is taking an upfront fee for money sent to your acct In addition there was no option to send money now Impressed cash out it asked for the amount then after entering my pin it auto sent the deposit to post on Monday instead of the option to send immediately I never received an email or text to the these changes What a RIP off
M

This app is ok when it works but they

This app is ok when it works but they have A LOT of network issues its horrible ive been waiting for an hour to send a small amount of cash to someone to grab lunch but nothing on either end The help support is a joke If your lucky you ll get someone to help but good luck with that Its sad because this app is my first choice to send quick cash but its almost not worth the headache
D

I got hacked into on my account my

I got hacked into on my account my income tax is supposed to be direct deposited too and have spoken with a cash app support representative about my account being disabled deactivated and hacked into by someone who s not me Cash app hasn t helped me get back into my account that s been hacked disabled or even attempt too help me and my situation
J

Not good unsafe money storage

Isn t the worst but I do not recommend moving money or even having any type of income put into and kept with cash app They are very easily hacked and people easily access your accounts changing info After all these problems I and several clients have had they wouldn t ever help fix problems or replace the money taken from accounts
E

Do not use Bitcoin Identity Verification

Great place to deal with when it comes to money However if you want ti use bitcoin and need to verify your identity run Run as fast as you can They will tell you 1-2 business days I m well over a week of waiting This company has cost me alot of money considering I can t yet use it for its intended purpose I set It up for transferring of funds and have now lost close to 5 grand because those funds had to be redistributed all to the failure of Cash App now doing theyre part in a timely manner Do not use Cash App if you have bitcoin blockchain or any further things along those lines You will most assuredly be stuck in limbo and they will cost you money Heed the warning
J

Bitcoin stuck in limbo

2 ONLY because I m able to send someone cash in a hurry Zero stars because of the BITCOIN purchasing feature Maybe it s a customer service issue Aug 30th 2022I purchased some Bitcoin thru the app and it required my IDENTIFICATION So I uploaded my drivers license and it said it should take 1-2 days for verification Oct 7th 2022 5 weeks later I ve reached out to customer service about 5 times and they LITERALLY copy and paste their solution I ve given up trying to get any answers from them
D

I am so upset with cash up

I am so upset with cash up In April my my card was stolen and purchases were made and we are now in November and they still keep declining my dispute
D

Ive had cash app for awhile now and

Ive had cash app for awhile now and until Dec 31 2022 I was kind of on the fence as far as ratings go Using my card to fill up with gas which cost me roughly 33 00 the gas station put a 175 00 hold on my account No Im not kidding you or exagerating I called the gas station first and got nowhere Then I called cash app I was told even after escalating this it could take up to 3 days working days to release the hold Then when I told them I was ready to write my review I was told 5 business days I told them I couldnt recommend them in good conscience I understand a hold being placed but not at that rate It was New Years Eve I had plans to go to the casino with friends and this was an abrupt change of plans

About Cash

The #1 finance app in the App Store. Pay anyone, instantly. Design a debit card to match your style. Invest in stocks or bitcoin with as little as $1.

United States

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Frequently Asked Questions

Cash App is a financial services platform developed by Block, Inc. (formerly Square, Inc.). It is a mobile application available for iOS and Android devices, primarily designed for peer-to-peer (P2P) payments but offering a broader suite of financial tools. It provides a modern alternative to traditional banking for everyday transactions.

You can send money instantly to another individual using their unique $cashtag (username), registered phone number, or email address. The process is conducted within the app, and funds are typically transferred immediately between Cash App balances.

The Cash Card is a free, customizable Visa debit card linked directly to your Cash App balance. You can use it to make purchases online and in physical stores anywhere Visa is accepted. The card can be managed within the app, allowing you to enable security features like instant transaction notifications or temporarily disable the card.

Yes, Cash App offers a Direct Deposit feature. You can have your paycheck, tax refunds, and other eligible government payments deposited directly into your Cash App balance. This service often makes funds available up to two days earlier than with many traditional banks.

Cash App provides investing tools that allow you to buy, sell, and hold stocks with as little as $1 through fractional shares. Additionally, the platform supports Bitcoin transactions, enabling users to buy, sell, send, and receive this cryptocurrency.

About Cash

Cash App: A Comprehensive Overview

Cash App, developed by Block, Inc. (formerly Square, Inc.), is a prominent financial services platform designed for peer-to-peer (P2P) payments and beyond. It functions as a mobile application available on iOS and Android devices, offering users a streamlined and modern alternative to traditional banking for everyday financial transactions. At its core, Cash App simplifies sending and receiving money instantly between individuals using only a $cashtag (a unique username), phone number, or email address.

Core Financial Services and Features

The platform's functionality extends far beyond simple money transfers. Key features include:

  • Cash Card:A free, customizable Visa debit card that allows users to spend their Cash App balance anywhere Visa is accepted, both online and in physical stores. The card can be managed directly within the app, with features like instant transaction notifications and the ability to toggle it on or off for security.
  • Direct Deposit:Users can have paychecks, tax returns, and other government payments deposited directly into their Cash App balance, often up to two days earlier than with a traditional bank.
  • Investing:Cash App provides tools to buy, sell, and hold stocks with as little as $1 through fractional shares. It also supports Bitcoin transactions, allowing users to buy, sell, send, and receive the cryptocurrency.
  • Boosts:This feature offers instant discounts and rewards at select merchants when using the Cash Card, providing savings on everyday purchases like coffee, groceries, and rideshares.

User Experience and Accessibility

The application is renowned for its intuitive, user-friendly interface that emphasizes speed and simplicity. Setting up an account is a quick process, and the design makes navigating between different services—from paying a friend to checking stock prices—seamless. Cash App caters to both personal and, to a limited extent, business use, allowing small vendors and freelancers to accept payments easily.

Security and Account Types

Cash App employs encryption and fraud detection technology to secure transactions and data. Users can enable additional security layers like Touch ID, Face ID, or a PIN code. It's important to note that standard Cash App accounts are not FDIC-insured for the balance itself. However, funds held in a linked Cash AppCheckingaccount (offered in partnership with FDIC-member banks) are eligible for FDIC insurance, subject to applicable limits.

Fees and Limitations

While many basic services are free, such as standard deposits and P2P transfers, certain transactions incur fees. These include instant transfers to a linked debit card (for a speed premium), ATM withdrawals with the Cash Card (with fees waived if certain direct deposit conditions are met), and cryptocurrency transactions which involve market-based fees. Users should review the fee schedule within the app for the most current information.

In summary, Cash App has evolved from a simple P2P payment tool into a multifaceted financial ecosystem. It successfully bridges the gap between everyday banking, investing, and cryptocurrency for millions of users, prioritizing convenience, speed, and a modern digital experience. Its growing suite of features positions it as a significant player in the fintech landscape, appealing to a generation seeking integrated and accessible financial management tools.