Co-operativeinsurance Reviews

Pardon Our Interruption

3.07
69 reviews
Average Rating
Based on 69 user experiences
All 5 ★ 4 ★ 3 ★ 2 ★ 1 ★ 😊 Positive 😐 Neutral 😞 Negative Reset Filter
AI Review Summary Based on 69 reviews

Overall customer experience with Co-operativeinsurance is sharply divided, with many praising efficient claim handling and helpful staff while others report severe issues with pricing and administration. Positive reviews frequently highlight excellent and efficient service during claims processes, with customers reporting quick payouts and supportive advisors. Many long-term customers express satisfaction with the handling of home, contents, and car insurance claims over many years. However, a significant portion of reviews are extremely negative, focusing on steep and unexplained renewal price hikes, particularly for home and car insurance. Numerous complaints cite poor communication, including unannounced policy cancellations and difficulties contacting the company by phone. The Young Drivers black box insurance product receives specific criticism for alleged inaccurate data and punitive behavior. Issues with outsourced services, like repairs and home rescue, are also noted as problematic. Cancellation processes are described as difficult, with reports of continued charges after cancellation and high cancellation fees. Despite the positives, the company's renewal pricing strategy and administrative failures appear to be major drivers of dissatisfaction and customer loss.

What customers love
  • Efficient and quick claim handling and payouts
  • Helpful, polite, and knowledgeable customer service staff
  • Positive experience for long-term customers with multiple claims
  • Easy and straightforward policy setup for some customers
  • Fair and understanding handling of payment issues in some cases
Common concerns
  • Sharp and unexplained price increases upon renewal
  • Poor communication and unannounced policy cancellations
  • Problems with Young Drivers black box data and punitive management
  • Difficult cancellation process and high cancellation fees
  • Charging customers after policy cancellation and administrative errors

Last updated 1 month ago

A

WORST INSURANCE EVER

WORST INSURANCE EVER TOOK MY DIRECT DEBITS NORMAL I THEN KEPT GETTING LETTERS SAYING MY DD WAS CANCELLED THICK B TARDS I HAVE STATEMENTS THEN THEY DECIDED TO CANCEL MY INSURANCE HOLD UP IM STILL COVERED TILL APRIL THEY WANTED ME TO TAKE A NEW POLICY OUT
H

After being with co-op insurance for

After being with co-op insurance for over 10 years with no claims I was shocked to find that was annual insurance premium had gone up to just under 600 I found Same insurance with the AA for 300 I phoned to cancel my insurance no questions asked why I was leaving if they could match quote or even a thank you for being a loyal customer Thanks co-op
C

Unfortunately the sales team are

Unfortunately the sales team are incompetent under trained and often brusk when questioned over actions Raised 6 complaints over a 3 month period about actions taken of which 5 were upheld Thankfully their customer complaints team are excellent and were able to unravel the issues However I ll never use their insurance again It s better to pay more for a professional service which you can trust
M

Tried to add a temporary driver

Tried to add a temporary driver to take new volvo to garage and back for a check Despite excellent claims history and several years of this policy always paid in advance they would not entertain it Did not want other driver s details just no
P

Unhelpful and uses an awful repairs subcontractor

I needed to get my windscreen replaced as a chip was too big and the car couldn t pass its MOT I have comprehensive insurance so I am covered BUT the company they use Auto Windscreens said they couldn t fix it for 3 weeks and that s in the middle of West London not in the remote highlands When I called Coop and explained that this meant I didn t have a car for 3 weeks they basically said tough they don t have another supplier they wouldn t contact Auto Windscreens to ask them to help me and wouldn t let me use another company Couldn t get me off the phone fast enough In the end I had to pay for my own repair 365 to get through the MOT ok it s my bad for not realising that the chip would mean MOT failure and for leaving the MOT lastminute but the point is a they use a rubbish subcontractor and b genuinely didn t give a damn about the situation
C

Absolute shambles of a company

Absolute shambles of a company Couldn t differentiate between your butt and an elbow Ridiculous wait times to speak to barely trained cretins Phoned today 18 minutes on hold to decline a renewal for car insurance They have quoted me 85 higher than available elsewhere I promptly get confirmation of my renewal and that they will be collecting the annual premium next week I CANCELLED FFS So I then had to spend another 20 minutes getting through to another clown to tell them again I am cancelling I am declining your thieving offer of insurance that only someone in serious need of a mental health professional would consider renewing with this shower at that price

About Co-operativeinsurance

Pardon Our Interruption

United States

Visit Website

Own this business?

Claim your profile to respond to reviews, manage your listing, and build trust with customers.

Claim This Business