Co-operativeinsurance Reviews

Pardon Our Interruption

3.07
69 reviews
Average Rating
Based on 69 user experiences
All 5 ★ 4 ★ 3 ★ 2 ★ 1 ★ 😊 Positive 😐 Neutral 😞 Negative Reset Filter
AI Review Summary Based on 69 reviews

Overall customer experience with Co-operativeinsurance is sharply divided, with many praising efficient claim handling and helpful staff while others report severe issues with pricing and administration. Positive reviews frequently highlight excellent and efficient service during claims processes, with customers reporting quick payouts and supportive advisors. Many long-term customers express satisfaction with the handling of home, contents, and car insurance claims over many years. However, a significant portion of reviews are extremely negative, focusing on steep and unexplained renewal price hikes, particularly for home and car insurance. Numerous complaints cite poor communication, including unannounced policy cancellations and difficulties contacting the company by phone. The Young Drivers black box insurance product receives specific criticism for alleged inaccurate data and punitive behavior. Issues with outsourced services, like repairs and home rescue, are also noted as problematic. Cancellation processes are described as difficult, with reports of continued charges after cancellation and high cancellation fees. Despite the positives, the company's renewal pricing strategy and administrative failures appear to be major drivers of dissatisfaction and customer loss.

What customers love
  • Efficient and quick claim handling and payouts
  • Helpful, polite, and knowledgeable customer service staff
  • Positive experience for long-term customers with multiple claims
  • Easy and straightforward policy setup for some customers
  • Fair and understanding handling of payment issues in some cases
Common concerns
  • Sharp and unexplained price increases upon renewal
  • Poor communication and unannounced policy cancellations
  • Problems with Young Drivers black box data and punitive management
  • Difficult cancellation process and high cancellation fees
  • Charging customers after policy cancellation and administrative errors

Last updated 1 month ago

M

COOP insurance

COOP insurance I beleive they are one of the better Car insurance companies as I had to claim for my Window Screen with the company changing it Autolgass not the best But the COOP Insurance team looking all the issues
C

Was with the Coop for many years for

Was with the Coop for many years for car insurance previously Didn t want to leave but the price was ramped up so high I had to This is the ONLY fault I can find with them They do put their prices up for returning customers which is a crying shame I left because I just couldn t justify paying over 3 times as much as several other quotes from other reputable companies Gone back this year to check and its back down to a reasonable level again Not the lowest but certainly highly competitive I hasten to add that the reason why I want to go back is that when I did have an accident many years ago they were absolutely superb The person I drove into yes I was a numpty and it was my fault made a point to come and thank me because they have never known such an easy and smooth service From my point of view it was easy too They were friendly professional and just got it sorted fast My no claims wasn t affected in any way either I had no issue with getting information regarding my no claims or details of the accident from them despite the fact I was leaving
M

Overall postive experience

I ve had to make a claim on my car insurance after being a victim of car theft Claim was settled once the Claims Investigator gave them the green light The settlement figure was also fair The staff members I spoke to were all decent and respectful One even allowed me to let my frustration of being a helpless victim of crime out He gave me a listening ear Shame I don t remember his name I dropped a star because I had to chase them up few days after the claims investigator had sent them a report They had not picked up this report until I called them up All in all the experience was far better than I had expected Claim was settled four weeks after it was made I would recommend co-op insurance
P

Since we have now reached 81 with over

Since we have now reached 81 with over 40 years of clean driving and no claims you can imagine our views when we find you have decided you will not give us a quote for car insurance We have in response decided we do not need you either From the new year we will not shop or use anything trading under a co-op logo
C

Very happy

Very happy I had my bank account blocked due to some fraud and failed to make my monthly payments I phoned up and spoke to them and they were very understanding and cancelled the late payment fee they then tried to take the 20 fee from my account again but then cancelled the fee and refunded my fees from an un arranged over draft Very happy with them They will help if they know whats going on

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Pardon Our Interruption

United States

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