A
Adrian Goodwin
This is the worst company ever don t
Absolutely nothing done just took my money Stay away
Credit360 Reviews
Best Personal and Business Credit Repair in Miami, FL | Credit Restoration Near...
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AI Review Summary
Based on 18 reviews
Reviews for Credit360 are extremely polarized. A minority of customers report that the company failed to deliver results, took money without providing service, and used threatening and harassing tactics. In stark contrast, a majority of reviews praise the company for delivering significant credit improvements, removing negative items, and providing knowledgeable, courteous service. The overall experience is therefore defined by either exceptional success or complete dissatisfaction.
What customers love
- Great results
- Helpful staff
- Knowledgeable service
- Effective credit repair
- Legitimate business
Common concerns
- Stole money
- Harassment issues
- No results delivered
- Threatening tactics
- Waste money
Last updated 2 months ago
T
TRYING BLK MAN
Credit 360 stole my money just like
This is the worst company ever don t use them They threatened and harassed me on my job through text and phone calls all because I asked for a refund They threatened and harassed my loved ones They are scary people stay away
M
M Christopher Wille
Did absolutely nothing to help my
Credit 360 stole my money just like they did all other customers The company ask to draft your money out of your account for 2-3 months without any work performed You are told by them to call and cancel any time 1 Once you call to cancel you are told that you will have to receive a call back by a Jane Janae to finalize the cancelation 2 You will not receive a call for 2-3 weeks after they take another payment out 3 When Jane call back she argues and tell you in the beginning of the call that all people that file complaints on BBB are stupid and don t understand how credit repair works 4 While you constantly telling her to cancel payments you no longer want their services she then said she has to check your credit to see what work was done She says she can t cancel until she run your credit look at the report then call you back in 3-5 business days 5 Then the calls back and say they done work and couldn t mail everyone letters out because of short staffing 6 Once you getter her convinced to stop she send another bill for 99 00 for work done that day and the BBB takes their side Also if you put a stop payment for credit 360 the company runs 1 more charge through from a switched up name Counseling Credit Counseling360 This is a scam because you ve already blocked Credit 360 from drafting money I wish a broken bridge finds these people car at the next intersection
C
Christian
SCAM
Did absolutely nothing to help my credit after paying for 6 months Was told it was cancelled a month later they pulled out of my account again and I am STILL trying to get it cancelled They will not return calls and keep trying to pull money out
M
Manu
SCAM u need to pay 30 for nothing
SCAM Only wanna pay 30 for nothing NOT USE THIS PARTNER ONLY SCAM YOUR MONEY
C
coco
coco
Great results amazing customer service from staff
G
Gloria hall
Credit360 is the best
If you need help fixing your credit call Credit360 They will get the job done
J
Jennyre Phillips
Great results wonderful customer
Great results wonderful customer service results are a fact u will not regret
K
Kizzy Mann
I have been working with Credit 360 and
I have been working with Credit 360 and so far I am satisfied with my results Accomplishing my credit goals Thanks Credit 360
T
trump tight
Great company
Great company Don t hesitate they are legit I saw over a 100 point increase in 4 months Thanks Credit360
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About Credit360
Credit360 is a credit repair service provider operating through the website credit360.biz. The company positions itself as a results-driven solution for individuals seeking to address negative items on their credit reports. Credit360 Credit Repair states that it only charges a fee when items are successfully deleted, removed, or repaired from a client’s credit report, aligning payment with demonstrable outcomes. The company offers a credit repair program described as the 360 Repair, Rebuild, and Relax program. This program is presented as an alternative to other credit repair services that charge monthly fees without guaranteed results. Credit360 emphasizes advanced disputing tactics and includes a 100% money-back guarantee. The service is promoted as a way to avoid ongoing monthly charges from other companies while focusing on producing results. Credit360 outlines a range of negative credit items that it works to remove, including third-party collections, debt buyer collections, tax liens, medical collections, charge-offs, broken leases, repossessions, judgments, foreclosures, bankruptcies, identity fraud, and inaccuracies related to names. The company also notes that tax liens no longer appear on credit reports but historically had a significant negative impact. The credit repair process is described as involving credit report analysis, creation of a tailored action plan, disputing of inaccuracies, and ongoing monitoring to track progress. The company states that it provides comprehensive credit audits every 45 days and uses Metro 2 Compliance and factual disputing methods. Services include full credit audits across Equifax, TransUnion, and Experian, personalized strategies, and FCRA-based disputes for inaccurate, unverifiable, or untimely information. Additional features highlighted by Credit360 include no monthly fees, pay-after-deletion pricing, unlimited personal disputes, credit coaches, and a referral program offering credit toward deletion fees. The company provides a free consultation and positions its services as a way to address bad credit’s impact on areas such as housing, employment, and loan interest rates.