Embarkcard Reviews

High Interest Rates Make Embark Credit Card Unattractive

I could not make a payment via telephone

cant log in into my account

I recently had an experience with Embark Credit Card and unfortunately I cannot recommend it to anyone The interest rates are simply too high making it an unattractive option for customers While the card may offer some benefits the excessive interest charges outweigh any positives I hope the company considers revising their rates to be more competitive and fairer to their customers Until then I would advise looking for alternative credit card options with more reasonable interest rates

I received an offer but

I received an offer but when I went through the reviews from Trustpilot it really isn t worth the trouble

Is anyone else being charged 1 00 even

Is anyone else being charged 1 00 even when you don t have a bill I am being charged 1 00 including in the bill and after the bill is paid off I called customer service and the rep could not even answer my question I don t understand why charge a dollar even when I have no bill I heard that if you don t pay attention the dollar every month adds up So please look at your account with this company I am very unpleased I found out because I always check my accounts If not I would not have known this

Poor customer service lack of contact

I started with the company in January I made 2 charges I tried to look at the charges in late January and I couldn t get in So the agent said that I needed to reset my profile I did and I got in I went to make a payment on February and the same thing happened again and I was again ask to reset my profile I was again able to get in and made my payment I tried to reenter the app 5 minutes later and couldn t When I was going to make my March payment I was again told that I need to reset my profile I refused as this was the third time I requested that I speak to tech Support I was told that they couldn t do that I as to speak to a manager I was also told we can t do that I stated that I needed to hear from someone either tech or management or I would close the account A week past and neither happened This is the level Support this company has

Declined when used

I have the card for almost a year now and it has been very frustrating to say the least I have only been able to make two charges due to the fact the rest where declined my limit is pretty high so there is no reason for the card to have declined my purchased called support each time it happen also requested a new cars with new card number but it still declined charges got letter in the mail saying my card was temporarily suspended and that I needed to call so I called and then they told me to get the card back on I would need to send a copy of my current utility bill and driver license this is beyond unnecessary I understand fraud is at an all time high but I have never had this kind of experience with a credit card before

Easy to work with and has give peace of

Branding recognition

Everything is great so far

I love that this card offers a good credit limit and gave me an increase for making my payments The APR is the best one out of all my cards