Myfinancialgoals Reviews

Debt Consolidation & Credit Counseling Services in Seattle

myfinancialgoals.org
3.65
131 reviews
Great Rating
Based on 131 user experiences

Rated 3.65 out of 5 by 131 Happy Customers

45%
14.5%
15.3%
10.7%
14.5%
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AI Review Summary Based on 131 reviews

American Financial Solutions receives largely positive feedback for helpful staff, debt consolidation effectiveness, and professional service, though some customers report issues with communication, pricing transparency, and program outcomes. The company is praised for reducing interest rates and supporting clients toward debt freedom, while recurring concerns include billing errors, delayed payments to creditors, and occasional dissatisfaction with results.

What customers love
  • Debt reduction
Common concerns
  • Billing issues
  • High fees

Last updated 2 weeks ago

C

Iv been with this company for about 2

Iv been with this company for about 2 years Dont know what went wrong I trusted that my accounts would be paid accordingly they were not 5 of 10 accounts have genn turned in to credit reporting agencies Kate and charged off my score softened has gone down 50 points Now I have to take time to clean it up It better come off of my score
A

Disappointing

I was misinformed that I DID NOT need to pay any past due funds to my creditors prior to starting with AFS This was inaccurate When receiving my credit score months later it had plummeted although I had paid AFS their payments on time every month because the creditor hadn t received their prior past due funds VERY disappointing When trying to get in touch with me advisor I could never get in touch with her
M

I found the customer service to be

I found the customer service to be lacking anytime I needed assistance Not sure why I was required to pay a monthly fee for having to deal with resistance every time I needed a change to my contract Even with my final payment I was asked to wait for my next billing cycle verse making final payments I hope there is never a time where I need your companies services again
C

I paid my monthly payments for 3 years

I paid my monthly payments for 3 years every month never late and always early Towards the end of this 3 year period American Financial didn t follow through with 2 months not just 1 but 2 months my payments weren t sent to my creditors This caused so much problems my hard work of gaining a good credit rating GONE Now 4 of my creditors have reduced my credit limit My credit rating went down to fair American Financial reduced my last 3 payments waving their 20 service fee however the cost to me at this point is far more serious than a 60 credit My experience has left me with a mess to clean up and no help from American Financial
E

Bank charged me interest any way geez

Bank charged me interest any way geez smh
I

Credit score did not increase as

Credit score did not increase as promised
A

horrific experience of miscalculations

I paid my debts in full to which AFS confirmed the amounts and congratulated me on my successful completion of the program A week later I received a message from my creditors stating that my debts were not paid I still owed 800 and because of a mistake on both parties miscalculation and not confirming the correct amounts I am now left to pay more money Horrific experience that has affected my credit score negatively and has caused me to overdraw my accounts and continue paying credit costs that they did not account for
R

Very unhappy and extremely disappointed

Very unhappy and extremely disappointed overall They never delivered anything In fact many times I have called I wasn t able to leave a message I ended up canceling everything after one month and they kept 150 dollars They did nothing for me I am extremely mad and upset that I trusted they were going to help me The latin radio advertised them but I didn t like the way they worked or their ethics I have had a company that was very professional I should of gone with my instincts
B

American Financial Solutions is the WORST

American Financial Solutions has not checked in with me at all this whole year to see if things were going well with the payments they are not I tried to get them to give me a more manageable payment plan that wouldn t leave me starving or homeless and every single time I ve tried to call my representative and her extension it always goes to voice mail and I ve never had her call me back so clearly they don t even listen to their messages I would NOT recommend this company AT ALL to any one
S

Worst experience ever

Worst experience ever I have never dealt with this kind of service before They are scammers They have never kept their promises I wish I can give 0 star So unprofessional to deal with this company Reps never return calls I can t follow up any of them Never return emails They do false statements on everything They do false contracts and never follow it I will sue them

About Myfinancialgoals

American Financial Solutions is a BBB A+ rated, non-profit credit & debt counselors. Give us a call for more information 888-864-8548!

United States

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Frequently Asked Questions

MyFinancialGoals.org is an online resource and planning tool dedicated to helping individuals manage their personal finances through structured goal setting. It provides a practical framework for users to define, track, and achieve specific financial objectives, such as saving for a home, building an emergency fund, or planning for retirement, using an accessible and educational approach.

The core mission of MyFinancialGoals.org is to demystify personal finance management by breaking it down into manageable, actionable steps. The platform is built on the principle that setting SMART (Specific, Measurable, Achievable, Relevant, Time-bound) financial goals is fundamental to building a secure and prosperous future, regardless of an individual's starting financial knowledge or situation.

MyFinancialGoals.org offers several user-centric features focused on goal creation and tracking. These include interactive goal-setting tools for defining financial targets, visual progress trackers and dashboards, a library of educational content on topics like budgeting and investing, and actionable strategies with step-by-step advice for aligning spending and saving habits with financial objectives.

The website is designed for a broad audience, from beginners establishing a financial foundation to more experienced individuals refining their plans. It is particularly valuable for young professionals starting their financial journey, families planning for major expenses, individuals seeking to eliminate debt, and anyone looking to gain clarity and confidence in their retirement savings strategy.

MyFinancialGoals.org maintains an educational, supportive, and non-judgmental tone. Content is presented in clear, non-technical language to make financial concepts easy to understand. The focus is on providing positive reinforcement and practical steps without promoting specific financial products or services, positioning the site as an objective and trustworthy resource.

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About Myfinancialgoals

MyFinancialGoals.org: A Comprehensive Overview

MyFinancialGoals.org is a dedicated online resource designed to empower individuals to take control of their personal finances. The website serves as a practical guide and planning tool, focusing on the fundamental principle that clear, structured goals are the cornerstone of financial success. It moves beyond generic financial advice to provide a framework for users to define, track, and achieve their unique financial objectives.

Core Purpose and Mission

The primary mission of MyFinancialGoals.org is to demystify personal finance management. It recognizes that financial planning can often feel overwhelming and aims to break it down into manageable, actionable steps. The platform is built on the belief that by setting specific, measurable, achievable, relevant, and time-bound (SMART) financial goals, anyone can build a more secure and prosperous future, regardless of their starting point.

Key Features and Functionality

The website offers a user-centric experience centered around goal creation and tracking. Key features typically include:

  • Goal Setting Tools:Interactive modules that guide users through defining their financial goals, such as saving for a down payment, building an emergency fund, planning for retirement, or paying off debt.
  • Progress Trackers:Visual dashboards and tools that allow users to monitor their progress toward each goal, providing motivation and clarity.
  • Educational Content:A resource library featuring articles, guides, and tips on budgeting, saving, investing, and debt management, written in an accessible, non-technical language.
  • Actionable Strategies:Practical, step-by-step advice on how to allocate resources and adjust spending habits to align with stated financial objectives.

Target Audience

MyFinancialGoals.org is tailored for a broad audience, from financial beginners seeking to establish a solid foundation to more experienced individuals looking to refine their plans. It is particularly valuable for:

  • Young professionals starting their financial journey.
  • Families planning for major expenses like education or a home.
  • Individuals seeking to get out of debt.
  • Anyone feeling uncertain about their retirement savings strategy.

Educational Approach and Tone

The content on MyFinancialGoals.org maintains an educational, supportive, and non-judgmental tone. It avoids complex financial jargon, making concepts easy to understand. The focus is on providing positive reinforcement and practical steps rather than promoting specific financial products or services, which helps establish the site as a trustworthy and objective resource.

Overall Value Proposition

MyFinancialGoals.org distinguishes itself by focusing squarely on goal-oriented financial planning. It acts as a personal financial coach, offering structure and accountability. By providing the tools and knowledge to set clear targets and track milestones, the website helps transform abstract financial aspirations into concrete, achievable plans. It empowers visitors to move from a state of financial anxiety to one of confidence and control, making it a valuable destination for anyone committed to improving their financial well-being.