Myfinancialgoals Reviews

Debt Consolidation & Credit Counseling Services in Seattle

myfinancialgoals.org
3.65
131 reviews
Great Rating
Based on 131 user experiences

Rated 3.65 out of 5 by 131 Happy Customers

45%
14.5%
15.3%
10.7%
14.5%
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AI Review Summary Based on 131 reviews

American Financial Solutions receives largely positive feedback for helpful staff, debt consolidation effectiveness, and professional service, though some customers report issues with communication, pricing transparency, and program outcomes. The company is praised for reducing interest rates and supporting clients toward debt freedom, while recurring concerns include billing errors, delayed payments to creditors, and occasional dissatisfaction with results.

What customers love
  • Debt reduction
Common concerns
  • Billing issues
  • High fees

Last updated 2 weeks ago

C

Being a debt consolidation company and

Being a debt consolidation company and then finding out they only pulled my credit report from one institution which in my opinion is ridiculous I had a few issues along the way was dropped from the program from one of my creditors which is the reason I paid off all my outstanding debts in full Will not and could not recommend your institution to family or friends This is my honest opinion
D

The interest rate was not optimal and

The interest rate was not optimal and payments are substantial Also I still get notices on bill that payments are late
D

I paid off my debt to Chase Bank 2022

I paid off my debt to Chase Bank 2022 December And your company continued taking money out of my account and charging me 156
W

After the set up I have had issues with

After the set up I have had issues with accounts showing me past due and i called and was told i had to handle it on my own I can send payments on my own and save myself the 50 00
P

The interest isn t that favorable

The interest isn t that favorable Seems like it s taking for ever to pay off and it looks like I still may have another 4 - 6 months before I see my monthly payment amount back in my pocket
S

Shane Schmidt s review of AFS

Although everyone that I ve worked with at AFS was always knowledgeable helpful and kind especially Sarah I cannot believe this organization would charge such a high monthly fee I m sure there are other organizations out there possibly government affiliated that have lower fees To be out 330 a month is hard enough but add the AFS fee of 30 makes it even harder for 3 years That means I ve spent roughly 1000 JUST IN FEES That 1000 would make a dent in one of the card balances I think that it s a shame for your company to take such advantage of those trying to get debt-free Never again but if I had to do it over again I would have shopped around more
B

Lacking informaiton

I was told the amount of my accounts were one thing but later I had to pay more and after I had paid the higher amount American Financial Isolutions told me to call each creditor and ask them if I owed them more I paid them to get me a lower rate and amount
B

Strong start weak on improving credit

They did a great job coordinating and communicating with the credit companies and negotiating an affordable payment to help me pay iff my debt however after one year of making payments a family member helped me check my credit report and all companies showed as open accounts in collections with past due amounts not showing that they were settled Thanks to my family member he helped me dispute those and hopefully my credit will now improve It seems as it as just about money transactions but no consideration or follow through on how my credit report should ve looked following the accounts closing We know American runs on credit scores so pretty much helped myself to my future financial solutions Thank you for negotiating an affordable payment though
C

Disappointment

Unknowingly we had to renew a credit card agreement so on two of our credit cards the payments were coming up late and we had no idea why We wish we were told this in the beginning just seemed as though they left out details such as you will have to renew x y z every 6 months We were also told that they would call and check in with us from time to time but that never happens Just seemed like they were nice and played as if they were interested in us but they were more interested in taking our money then client welfare
J

I ran into a problem

I ran into a problem because I did not realize I had to pay my interest each month therefore a person told me to pay the interest each month as I did not know what the interest was I just started paying 100 dollars each month on both accounts at Key bank and therefore I was able to raise my credit score rather then fall behind and have my credit go downIt would be great if your people would have notify the person in advance

About Myfinancialgoals

American Financial Solutions is a BBB A+ rated, non-profit credit & debt counselors. Give us a call for more information 888-864-8548!

United States

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Frequently Asked Questions

MyFinancialGoals.org is an online resource and planning tool dedicated to helping individuals manage their personal finances through structured goal setting. It provides a practical framework for users to define, track, and achieve specific financial objectives, such as saving for a home, building an emergency fund, or planning for retirement, using an accessible and educational approach.

The core mission of MyFinancialGoals.org is to demystify personal finance management by breaking it down into manageable, actionable steps. The platform is built on the principle that setting SMART (Specific, Measurable, Achievable, Relevant, Time-bound) financial goals is fundamental to building a secure and prosperous future, regardless of an individual's starting financial knowledge or situation.

MyFinancialGoals.org offers several user-centric features focused on goal creation and tracking. These include interactive goal-setting tools for defining financial targets, visual progress trackers and dashboards, a library of educational content on topics like budgeting and investing, and actionable strategies with step-by-step advice for aligning spending and saving habits with financial objectives.

The website is designed for a broad audience, from beginners establishing a financial foundation to more experienced individuals refining their plans. It is particularly valuable for young professionals starting their financial journey, families planning for major expenses, individuals seeking to eliminate debt, and anyone looking to gain clarity and confidence in their retirement savings strategy.

MyFinancialGoals.org maintains an educational, supportive, and non-judgmental tone. Content is presented in clear, non-technical language to make financial concepts easy to understand. The focus is on providing positive reinforcement and practical steps without promoting specific financial products or services, positioning the site as an objective and trustworthy resource.

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About Myfinancialgoals

MyFinancialGoals.org: A Comprehensive Overview

MyFinancialGoals.org is a dedicated online resource designed to empower individuals to take control of their personal finances. The website serves as a practical guide and planning tool, focusing on the fundamental principle that clear, structured goals are the cornerstone of financial success. It moves beyond generic financial advice to provide a framework for users to define, track, and achieve their unique financial objectives.

Core Purpose and Mission

The primary mission of MyFinancialGoals.org is to demystify personal finance management. It recognizes that financial planning can often feel overwhelming and aims to break it down into manageable, actionable steps. The platform is built on the belief that by setting specific, measurable, achievable, relevant, and time-bound (SMART) financial goals, anyone can build a more secure and prosperous future, regardless of their starting point.

Key Features and Functionality

The website offers a user-centric experience centered around goal creation and tracking. Key features typically include:

  • Goal Setting Tools:Interactive modules that guide users through defining their financial goals, such as saving for a down payment, building an emergency fund, planning for retirement, or paying off debt.
  • Progress Trackers:Visual dashboards and tools that allow users to monitor their progress toward each goal, providing motivation and clarity.
  • Educational Content:A resource library featuring articles, guides, and tips on budgeting, saving, investing, and debt management, written in an accessible, non-technical language.
  • Actionable Strategies:Practical, step-by-step advice on how to allocate resources and adjust spending habits to align with stated financial objectives.

Target Audience

MyFinancialGoals.org is tailored for a broad audience, from financial beginners seeking to establish a solid foundation to more experienced individuals looking to refine their plans. It is particularly valuable for:

  • Young professionals starting their financial journey.
  • Families planning for major expenses like education or a home.
  • Individuals seeking to get out of debt.
  • Anyone feeling uncertain about their retirement savings strategy.

Educational Approach and Tone

The content on MyFinancialGoals.org maintains an educational, supportive, and non-judgmental tone. It avoids complex financial jargon, making concepts easy to understand. The focus is on providing positive reinforcement and practical steps rather than promoting specific financial products or services, which helps establish the site as a trustworthy and objective resource.

Overall Value Proposition

MyFinancialGoals.org distinguishes itself by focusing squarely on goal-oriented financial planning. It acts as a personal financial coach, offering structure and accountability. By providing the tools and knowledge to set clear targets and track milestones, the website helps transform abstract financial aspirations into concrete, achievable plans. It empowers visitors to move from a state of financial anxiety to one of confidence and control, making it a valuable destination for anyone committed to improving their financial well-being.