Myfinancialgoals Reviews

Debt Consolidation & Credit Counseling Services in Seattle

myfinancialgoals.org
3.65
131 reviews
Great Rating
Based on 131 user experiences

Rated 3.65 out of 5 by 131 Happy Customers

45%
14.5%
15.3%
10.7%
14.5%
All 5 ★ 4 ★ 3 ★ 2 ★ 1 ★ 😊 Positive 😐 Neutral 😞 Negative Reset Filter
AI Review Summary Based on 131 reviews

American Financial Solutions receives largely positive feedback for helpful staff, debt consolidation effectiveness, and professional service, though some customers report issues with communication, pricing transparency, and program outcomes. The company is praised for reducing interest rates and supporting clients toward debt freedom, while recurring concerns include billing errors, delayed payments to creditors, and occasional dissatisfaction with results.

What customers love
  • Debt reduction
Common concerns
  • Billing issues
  • High fees

Last updated 2 weeks ago

B

Eextremely Positive Experience

I had an extremely positive experience with American Financial Solutions My counselor Theresa Benetez was extremely helpful getting me started The program substantially lowered my interest rates and allowed me to pay the debts much faster My credit was barely effected Very positive experience I highly recommend them to anyone who is serious about getting out of consumer debt
B

Money

I was told I would have to pay 110 a month I see now there is an administrative fee for an additional fee of 15 a month Then they got all my payments lowered and they have the monies from that I don t think the financial situation was explained to me completely or honestly
A

Good and also not very helpful

It was good to get all the accounts together Unfortunately I had to be the one to do most of communication with credit account and didn t see the value in paying the fee each month I felt like I stayed for as long as I did just to keep them together and seeing how much I owed I understand some creditors can t give information out but it never worked for me and I had to call them separate which defeats the purpose of bringing the Interest down The counseling didn t really happened either
S

Debit continues to hang over my head

Debit continues to hang over my head and is not decreasing as I expected My credit rating is not going up and recently lowered by 13 points but I have not had any delinquent credit card payments I called American Financial but I did not get a satisfactory answer The interest rate on several creditors is still 9 9 but I was under the impression after a year of on time agreed on payments the rate would lower
B

I felt that the program was very

I felt that the program was very helpful with helping to consolidate the bills and make payment easier and less overwhelming However I did not like that American Financial Solutions asked me to contact the original debt collectors to get pay off information I reached out to AFS so that I would not have to continue contact with the other creditors
A

Miscalculation of payments

Every time an account was paid off AFS sent the incorrect amount prompting me to contact each financial institution to request a refund for the credit My final payment was also miscalculated with a mistake of over 300 dollars That s quite a bit of carelessness specially after almost 4 years repaying over 40 000 of debt without any issues on my part
N

Take the first step

I believe what s done here is useful depending on your situation It s possible to pay off debt on your own but working with someone definitely gets you going Once you re able to begin the practice you can choose how you want to proceed Not managing finances at all in any case is not a good choice
M

Mid Debt Solutions

I give this company a mid review for a debt consolidation company customer service is alright
K

Help me pay ontime

AFS can improve there payment plan by paying with electronic checks mailing checks take too long It makes you have a late payment and closing your accounts is not good on your credit report and creditors will cancel just for using them
J

AFS advocated for me

I appreciate that AFS advocated for me with my creditors in the beginning Thank you for the Records that keep me updated

About Myfinancialgoals

American Financial Solutions is a BBB A+ rated, non-profit credit & debt counselors. Give us a call for more information 888-864-8548!

United States

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Frequently Asked Questions

MyFinancialGoals.org is an online resource and planning tool dedicated to helping individuals manage their personal finances through structured goal setting. It provides a practical framework for users to define, track, and achieve specific financial objectives, such as saving for a home, building an emergency fund, or planning for retirement, using an accessible and educational approach.

The core mission of MyFinancialGoals.org is to demystify personal finance management by breaking it down into manageable, actionable steps. The platform is built on the principle that setting SMART (Specific, Measurable, Achievable, Relevant, Time-bound) financial goals is fundamental to building a secure and prosperous future, regardless of an individual's starting financial knowledge or situation.

MyFinancialGoals.org offers several user-centric features focused on goal creation and tracking. These include interactive goal-setting tools for defining financial targets, visual progress trackers and dashboards, a library of educational content on topics like budgeting and investing, and actionable strategies with step-by-step advice for aligning spending and saving habits with financial objectives.

The website is designed for a broad audience, from beginners establishing a financial foundation to more experienced individuals refining their plans. It is particularly valuable for young professionals starting their financial journey, families planning for major expenses, individuals seeking to eliminate debt, and anyone looking to gain clarity and confidence in their retirement savings strategy.

MyFinancialGoals.org maintains an educational, supportive, and non-judgmental tone. Content is presented in clear, non-technical language to make financial concepts easy to understand. The focus is on providing positive reinforcement and practical steps without promoting specific financial products or services, positioning the site as an objective and trustworthy resource.

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About Myfinancialgoals

MyFinancialGoals.org: A Comprehensive Overview

MyFinancialGoals.org is a dedicated online resource designed to empower individuals to take control of their personal finances. The website serves as a practical guide and planning tool, focusing on the fundamental principle that clear, structured goals are the cornerstone of financial success. It moves beyond generic financial advice to provide a framework for users to define, track, and achieve their unique financial objectives.

Core Purpose and Mission

The primary mission of MyFinancialGoals.org is to demystify personal finance management. It recognizes that financial planning can often feel overwhelming and aims to break it down into manageable, actionable steps. The platform is built on the belief that by setting specific, measurable, achievable, relevant, and time-bound (SMART) financial goals, anyone can build a more secure and prosperous future, regardless of their starting point.

Key Features and Functionality

The website offers a user-centric experience centered around goal creation and tracking. Key features typically include:

  • Goal Setting Tools:Interactive modules that guide users through defining their financial goals, such as saving for a down payment, building an emergency fund, planning for retirement, or paying off debt.
  • Progress Trackers:Visual dashboards and tools that allow users to monitor their progress toward each goal, providing motivation and clarity.
  • Educational Content:A resource library featuring articles, guides, and tips on budgeting, saving, investing, and debt management, written in an accessible, non-technical language.
  • Actionable Strategies:Practical, step-by-step advice on how to allocate resources and adjust spending habits to align with stated financial objectives.

Target Audience

MyFinancialGoals.org is tailored for a broad audience, from financial beginners seeking to establish a solid foundation to more experienced individuals looking to refine their plans. It is particularly valuable for:

  • Young professionals starting their financial journey.
  • Families planning for major expenses like education or a home.
  • Individuals seeking to get out of debt.
  • Anyone feeling uncertain about their retirement savings strategy.

Educational Approach and Tone

The content on MyFinancialGoals.org maintains an educational, supportive, and non-judgmental tone. It avoids complex financial jargon, making concepts easy to understand. The focus is on providing positive reinforcement and practical steps rather than promoting specific financial products or services, which helps establish the site as a trustworthy and objective resource.

Overall Value Proposition

MyFinancialGoals.org distinguishes itself by focusing squarely on goal-oriented financial planning. It acts as a personal financial coach, offering structure and accountability. By providing the tools and knowledge to set clear targets and track milestones, the website helps transform abstract financial aspirations into concrete, achievable plans. It empowers visitors to move from a state of financial anxiety to one of confidence and control, making it a valuable destination for anyone committed to improving their financial well-being.