Synchrony Reviews

I HAVE AN AMAZON ACCOUNT WITH THEM

I HAVE AN AMAZON ACCOUNT WITH THEM I HAVE BEEN UNABLE TO ACCESS MY ACCOUNT FOR MONTHS I HAVE CALLED MANY TIMES AND THEY SAID THEY ARE WORKING ON IT I CAN NOT FIND ANYONE TO CORRECT THIS SO NOW WHEN I ORDER I USE ANOTHER BANK CARD I ASK THEM TO SEND ME A LETTER THAT THE ISSUE HAS BEEN CORRECTED AND THAT I WILL NOT USE SYNCHRONY BANK ON AMAZON UNTIL I CAN LOG IN TO MY ACCOUNT AND I SPEND AN AVERAGE OF 1 000 00 A MONTH FOR BOTH MY HEALTH HOME AND BUSSINESS NEEDS

Horrible Online Savings Bank

There are many issues with Synchrony online savings bank I just found out there is a limit of 100 000 transfer where they put a hold on any transfers for 30 days There is also a daily limit of 25 000 on transfers Also CDs auto renew and there is no way online to specify you don t want auto renewal You have to actually call 30 days before to not have it auto renew It is basically a way to keep you locked in to Synchrony I have accounts with other online savings banks and no issues like this Synchrony is the only one

Fool me once shame on you I ll never use synchrony or Living Spaces again

The cheapest sofa I ever bought Disappointed in the quality and structure of the material I m embarrassed that this junk is in my house Please come pick it up This company will report your account balance to the credit buero before your payment date So if you walk out of the store owing 1000 and you don t have to pay for 30-45 days they will report what you owe even before the due date It seems to be an underhanded way to keep you on the hook for buying products that are obviously different from what s in the store Please come get this hideous sofa set

On about July 5 2023

On about July 5 2023 I was asked to apply for a Sam s credit card told it would not show on my Credit Report LIE AND LIE I now have a hard inquiry and A denial of credit My score was 675 and 697 and synchrony sent me a letter of denial because they score me at a 478 credit score and I already have a card of theirs through Amazon never been late always paid off IT seems to be another way of trying to control who they want to approve regardless of a person doing the right thing GOOD LUCK TO ALL I SUGGEST NO ONE APPLY and Sam s Club should know

I was charged for 800 still owe 1200 after 2 years or monthly payments on time

I had a dental appointment 2 years ago and set up automatic payments SyncronyBank thru CareCredit A week ago I decided to make another 0 credit and was very surprised because they told me that I was charged 800 Why They told me that I missed a payment or didn t pay everything on time The initial statement 2 years ago was around 1200 I paid it fully and now I m still owed money Something is not right

Had an upcoming renewal of a CD that I

Had an upcoming renewal of a CD that I wanted to close Called them two weeks in advance in additional two more calls and the account has still not been closed on Maturity date They said it would take 5 to 7 days to actually close out and then another 7 to 10 days to mail the check I would advice everyone to avoid Synchrony bank Very poor service Will not allow you to close the account on line Requires you to call and then still no progress

I had 5 cards shut off out of the blue

I had 5 cards shut off out of the blue credit limit combined was 60k Never missed a single payment Never was late and kept my balance manageable Credit score reported under there websites was a 735 Will never use Synchrony again that s a PROMISE

Past due 21 days in advance

They are showing pastdue payment when payment was made early Plus they want to add past due amount for missed payment Unable to speak with anyone that understands the difference between early and late Supervisor I spoke with refused to help and keep repeating payments are due monthly and would not acknowledge their own records show I have made more than the required amount each month since I opened the account I do not recommend and will close my account a s a p