Laura Carvalho

Member since Aug 2026

4 Reviews

2.8 Avg Rating

25% Positive

Reviews by Laura Carvalho

Real customer experiences and verified feedback.

All 4 4 ★ 1 3 ★ 1 2 ★ 2

Spotloan

★ 3.6

spotloan.com

2.0 ★

2 weeks ago

Spotloan $600 loan - funded same day but $1800 to repay is predatory

Applied for a $600 emergency installment when my credit was poor - finder shows they accept bad credit up to $800 for new borrowers at 490% APR with daily interest, funded same day. Trustpilot 4.2/28k praises fast funding, but BBB is 1.29/56 with 177 complaints. I received $600 same day which saved me, but the 21 biweekly payments totaled $2,436 and principal barely moved for months. No late fees, but you can only borrow $1500 after 10 loans. Transparent about rates, but it's a tribal lender unavailable in 12 states - only if you can repay in weeks.

Critical Review fast funding high APR predatory lending bad credit loan tribal lender

Full Review

Spotloan

Yourbookstop

★ 4.1

yourbookstop.com

3.0 ★

2 weeks ago

yourbookstop experience

YourBookStop second-hand books condition as graded, pages clean and spine intact. Covers shelf-worn as noted. Shipped in nine days with cardboard wrap. Titles hard to find elsewhere. Fair pricing.

Positive Experience accurate condition grading clean pages good packaging rare titles fair pricing

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Yourbookstop

Wzhj

★ 3.6

wzhj.shop

2.0 ★

3 weeks ago

wzhj experience

Ordered a mechanical keyboard from this shop lured by a price well under everyone else. The wait ran thirty-nine days total with tracking that went dark for weeks between origin and arrival, leaving me assuming the money was gone. Keyboard itself was genuine and worked fine, properly protected inside despite flimsy outer packaging. No invoice included and when I asked about warranty terms the reply described coverage but never stated duration. If you have patience and low expectations it can work out, but the risk-reward is questionable.

Critical Review slow delivery tracking issues genuine product unclear warranty questionable value

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Wzhj

Bookdelivery

★ 4.1

bookdelivery.com

4.0 ★

3 weeks ago

Good experience overall

Tried Bookdelivery recently and the course material went smoothly. The lessons matched what was promised on the site and updates arrived on time. Support answered my question within a couple of days. Overall a decent learning platform.

Positive Experience course material timely updates support response decent platform

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Bookdelivery

2.8

Based on 4 reviews

5 ★

0 4 ★

1 3 ★

1 2 ★

2 1 ★