1st Financial Bank USA Credit Cards and Banking | 1FBUSA
Based on authentic user experiences
Anthony Wilson
6727 reviews
N/A
1 year ago
Member since 2001
I was a member since 2001 didn t know much about APR and needed to focus on education after HS graduation 2002 Graduate Alumni NC A T 2010 I haven t use this card since like 2011 All I did could afford is make the minimum monthly payment and APR reach 29 99 My credit improve all the years I never received an email phone call about promotions lowering APR etc I finally was able to make balance transfers to get out because I wouldn t never been able to pay off the balance of 12 000 Just be careful with this banking institution
Nikki
6727 reviews
N/A
1 year ago
Predatory Practices
Extremely predatory interest rates They confirmed that even after my 6 year history as a customer they will never be able to offer an interest rate less than 32 9 - this is over DOUBLE the average interest rates They give credit cards to everyone who applies because they know they will make money off of them eventually This card has an annual fee no rewards cannot offer lower interest rates and does not care about customer loyalty Also the website is not compatible with Chrome but even in Edge it is not a very user friendly site Their update they made earlier this month did improve how the site looks but navigating it is as hard as it has always been and some of the pages simply just do not load likely due to a lack of investment in their online infrastructure
Bill
6727 reviews
N/A
1 year ago
Awful company that preys on students
Awful company that preys on students offering large lines of credit at exceedingly high interest rates They don t care about the customer Parents do not allow your young adult children to fall into this trap Avoid at all costs Also be aware the one thing this company does do well is scrub the Internet of poor reviews I have written many which have mysteriously disappeared
