Cash Reviews

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cash.app
3.56
139 reviews
Great Rating
Based on 139 user experiences

Rated 3.56 out of 5 by 139 Happy Customers

41.7%
14.4%
14.4%
14.4%
14.4%
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S

Don t do direct deposit

Cashapp is good when getting money from an individual but to have your paycheck directly deposited to cashapp is a complete no no your check will be deposited from your job and you will not get it on a Friday and you can only contact someone via email no phone call or nothing you re just SOL
J

Get a fricken bank account

Well looks like the problem is with people who don t or won t get a regular bank savings or checking account What s up with that Credit so poor the banks won t deal with you I wouldn t dare trust my finances with some app that who knows who developed
T

My cash App card for hacked on April

My cash App card for hacked on April 13 2021 by a thief in three transactions he used in Target in Warwick Rhode Island which is 1800 miles from where I live from Houston Texas The total amount was 1 057 I filed a dispute claim and after 35 days I got my money back The reason I m giving three stars to cash App is that their security system against frauds and hacking is very weak and bad
O

Cash app could be a great app but it s

Cash app could be a great app but it s the people who work for cash app they care nothing about your money transactions go to when you conveniently told them please don t let the transition go through they still which causes you to lose money I still deal with cash app sometimes but I just don t put a big amount of money like I used to because they let companies take it with no problem I feel they should always get the customers approval before Any transaction go through It s a very cool app they just don t take their customers money serious enough like they should other than that It s a cool app
J

A big problem with cash app

I like using cash app as it s reliable to transfer money and pay for things as it should with no problem but being that it does not add or have most stocks or crypto I as an investor is looking for and the whole point of investing being to make profit it s not all that helpful needs more stocks and crypto choices cash app should add everything and keep up to date
L

Misunderstood

Thank you Now I have a better understanding
R

Wow I am glad I read these comments

Wow Thank God I am thankful for reading all these comments I almost gave them info but after reading two pages of comments No way I don t even trust PayPal either
S

Customer Service Negligible

The service itself is decent but the Customer Service is negligible really I use service to pay my contractors daily as well as personal use and my bank actually recommended it to me as a way of putting some barrier between myself and identity theft types Recently however I ve had couple of unauthorized attempts at purchases for smallish amounts phishing likely and they were declined thankfully for either lack of funds or incorrect expiration dates However when attempting to inquire with CashApp they ve told me to contact merchant which is a cop out as these so called merchants have very generic names and no discoverable info Which SHOULD BE the legal obligation of CashApp to provide But they instead appear to put that burden back on consumer Not a real confidence or trust builder I considered reporting card as compromised but it s a designed card at 50 Am I supposed to spend that every time things go bumpy Bit much for not enough cooperation from CashApp I m not done with their format yet but admittedly reconsidering it
V

Help

I have someone that had been in touch with me for 24 hours now She says I reached out for some relief for assisting They asked me to download cash app and they will help with putting 1500 00 in my account but I need to pay a transaction or deposit fee How do know if this is a legit or not
L

great to a point

cashapp is honestly wonderful when it comes to notifications about transactions and most all of the features they provide genuinely horrible when it comes to getting money back from false transactions or being scammed though had to spend days pushing them to get any reasoning as to why a dispute for not receiving product was denied before getting an actual answer which was essentially just what are you talking about there was no error while i m still here without what i ordered i actually managed to get my money directly back from the scammers before cashapp support provided an ounce of help i would stick to a normal bank if any of them actually gave notifications about each and every transaction but here we are

About Cash

The #1 finance app in the App Store. Pay anyone, instantly. Design a debit card to match your style. Invest in stocks or bitcoin with as little as $1.

United States

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Frequently Asked Questions

Cash App is a financial services platform developed by Block, Inc. (formerly Square, Inc.). It is a mobile application available for iOS and Android devices, primarily designed for peer-to-peer (P2P) payments but offering a broader suite of financial tools. It provides a modern alternative to traditional banking for everyday transactions.

You can send money instantly to another individual using their unique $cashtag (username), registered phone number, or email address. The process is conducted within the app, and funds are typically transferred immediately between Cash App balances.

The Cash Card is a free, customizable Visa debit card linked directly to your Cash App balance. You can use it to make purchases online and in physical stores anywhere Visa is accepted. The card can be managed within the app, allowing you to enable security features like instant transaction notifications or temporarily disable the card.

Yes, Cash App offers a Direct Deposit feature. You can have your paycheck, tax refunds, and other eligible government payments deposited directly into your Cash App balance. This service often makes funds available up to two days earlier than with many traditional banks.

Cash App provides investing tools that allow you to buy, sell, and hold stocks with as little as $1 through fractional shares. Additionally, the platform supports Bitcoin transactions, enabling users to buy, sell, send, and receive this cryptocurrency.

About Cash

Cash App: A Comprehensive Overview

Cash App, developed by Block, Inc. (formerly Square, Inc.), is a prominent financial services platform designed for peer-to-peer (P2P) payments and beyond. It functions as a mobile application available on iOS and Android devices, offering users a streamlined and modern alternative to traditional banking for everyday financial transactions. At its core, Cash App simplifies sending and receiving money instantly between individuals using only a $cashtag (a unique username), phone number, or email address.

Core Financial Services and Features

The platform's functionality extends far beyond simple money transfers. Key features include:

  • Cash Card:A free, customizable Visa debit card that allows users to spend their Cash App balance anywhere Visa is accepted, both online and in physical stores. The card can be managed directly within the app, with features like instant transaction notifications and the ability to toggle it on or off for security.
  • Direct Deposit:Users can have paychecks, tax returns, and other government payments deposited directly into their Cash App balance, often up to two days earlier than with a traditional bank.
  • Investing:Cash App provides tools to buy, sell, and hold stocks with as little as $1 through fractional shares. It also supports Bitcoin transactions, allowing users to buy, sell, send, and receive the cryptocurrency.
  • Boosts:This feature offers instant discounts and rewards at select merchants when using the Cash Card, providing savings on everyday purchases like coffee, groceries, and rideshares.

User Experience and Accessibility

The application is renowned for its intuitive, user-friendly interface that emphasizes speed and simplicity. Setting up an account is a quick process, and the design makes navigating between different services—from paying a friend to checking stock prices—seamless. Cash App caters to both personal and, to a limited extent, business use, allowing small vendors and freelancers to accept payments easily.

Security and Account Types

Cash App employs encryption and fraud detection technology to secure transactions and data. Users can enable additional security layers like Touch ID, Face ID, or a PIN code. It's important to note that standard Cash App accounts are not FDIC-insured for the balance itself. However, funds held in a linked Cash AppCheckingaccount (offered in partnership with FDIC-member banks) are eligible for FDIC insurance, subject to applicable limits.

Fees and Limitations

While many basic services are free, such as standard deposits and P2P transfers, certain transactions incur fees. These include instant transfers to a linked debit card (for a speed premium), ATM withdrawals with the Cash Card (with fees waived if certain direct deposit conditions are met), and cryptocurrency transactions which involve market-based fees. Users should review the fee schedule within the app for the most current information.

In summary, Cash App has evolved from a simple P2P payment tool into a multifaceted financial ecosystem. It successfully bridges the gap between everyday banking, investing, and cryptocurrency for millions of users, prioritizing convenience, speed, and a modern digital experience. Its growing suite of features positions it as a significant player in the fintech landscape, appealing to a generation seeking integrated and accessible financial management tools.