Cash Reviews

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cash.app
3.56
139 reviews
Great Rating
Based on 139 user experiences

Rated 3.56 out of 5 by 139 Happy Customers

41.7%
14.4%
14.4%
14.4%
14.4%
All 5 ★ 4 ★ 3 ★ 2 ★ 1 ★ 😊 Positive 😐 Neutral 😞 Negative Reset Filter
J

Easy way to send money but definitely

Easy way to send money but definitely wouldnt trust with bigger amounts Only use it to pay back friends or family small amounts under 100 so not had any issues so far
J

Easy to use sending receiving

When you need to send or receive fast and easy I use cash app
M

Unprofessional

I had a bad accident And lost my cash app card and my license a few months back I ve been disputing charges the past few days So cash app goes and basically they deactivated my account I can send and receive so I ve been using my tap but wherever my card was it was being used I finally get a new card and now my account can t be changed and I have new card Don t make since So they want me to pay fees to transfer and what not If I have a card NOW I shouldn t have to transfer nor should had my account been deactivated I could had been dead and I m JUST NOW FINIALLY GETTING A NEW CARD MONTHS LATER I have screen shot messages of them not helping me like I should had been My unemployment goes to my cashapp but I CC any use my car I have to use fees Everyone want money but it s enough money in the universe for everyone
M

Melisa Barton Fayruz smart

I like the way this company is going on and I m so happy and beg existed this this whi be me beat app
O

The good the bad the ugly

Let me just say that they are amazing Now there some good bad and ugly but we all have issues Dependability security support and personalizing the customer is extremely important I ve had a couple down right dicey issues with my Cash app account but at the end of the day guess what bank still had my back They even took my card one time my round ups went a little grabby but I got support right on the line an they answer Support isn t just a robot either it s a person I have situations and I explained it and they said ok I give it to you They helped with a business account when nobody else would And the round up feature has helped me plenty of days when I needed a couple dollars just got watch them They send money right away link a account easily do your taxes they have great boost selection for shopping The hoops and hurdles you have to go through with other banks can be unbelievable and the least little thing bam acc frozen suspicious activity or they let someone compromise your account I ve never had that happen at Cash app So I love the app with the good the bad the ugly And they are amazing
B

It s gotten better since I opened the

It s gotten better since I opened the account No problems thus far I guess I m lucky so far according to the reviews
M

Nice

I ve had this card for years I love how it even shows declined transactions and they have a referral program too For mine it is 5 for them and 10 for me All you gotta do to get the bonus is successfully register connect a bank and debit card and make a contactless payment at somewhere like McDonalds or send someone 5 So spend 5 get 5 I have 7 expired invite bonuses cause all the steps weren t followed Some as high as 15
M

I have heard of a lot of people having

I have heard of a lot of people having issues with Cash App but as long as you aren t using the app to do anything scandalous or trying to send money to people you don t know I don t really see a problem with it You should never give out your cash app information to someone you don t know I have heard of others getting hacked but that s not necessarily true for everyone Setting up two factor authentication and having all transactions sent to your phone and email are a good way to ensure you aren t getting hacked Bad people that choose to hack other people aren t necessarily CashApps fault That s why I don t give them a bad rating I will say that their security measures need to be improved so that it s harder for hackers to get access to your information Other than that I ve had no issues with Cashapp from my personal experiences
K

It s ok but be cautious

It s a quick and easy way to send money to friends and family but beware of people outside of that It s easy for people to charge back but in many cases Cash App will also not retrieve money if you were scammed There s a reason why so many scammers love using this platform Other than that it s great convenience-wise when sending and receiving cash from people you can trust I personally use it for quick checkout at online stores that accept Cash App pay So overall only use this app with people who are trustworthy
N

Good Experience So Far

my experience with cash app has been very good being a prepaid card with a bank account has its limits Buying stocks has been a breeze and the UI is great Buying and Cashing out BTC withdrawals is also better than other exchanges I really hope they can add more coins and stock options futures etc Would Recommend

About Cash

The #1 finance app in the App Store. Pay anyone, instantly. Design a debit card to match your style. Invest in stocks or bitcoin with as little as $1.

United States

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Frequently Asked Questions

Cash App is a financial services platform developed by Block, Inc. (formerly Square, Inc.). It is a mobile application available for iOS and Android devices, primarily designed for peer-to-peer (P2P) payments but offering a broader suite of financial tools. It provides a modern alternative to traditional banking for everyday transactions.

You can send money instantly to another individual using their unique $cashtag (username), registered phone number, or email address. The process is conducted within the app, and funds are typically transferred immediately between Cash App balances.

The Cash Card is a free, customizable Visa debit card linked directly to your Cash App balance. You can use it to make purchases online and in physical stores anywhere Visa is accepted. The card can be managed within the app, allowing you to enable security features like instant transaction notifications or temporarily disable the card.

Yes, Cash App offers a Direct Deposit feature. You can have your paycheck, tax refunds, and other eligible government payments deposited directly into your Cash App balance. This service often makes funds available up to two days earlier than with many traditional banks.

Cash App provides investing tools that allow you to buy, sell, and hold stocks with as little as $1 through fractional shares. Additionally, the platform supports Bitcoin transactions, enabling users to buy, sell, send, and receive this cryptocurrency.

About Cash

Cash App: A Comprehensive Overview

Cash App, developed by Block, Inc. (formerly Square, Inc.), is a prominent financial services platform designed for peer-to-peer (P2P) payments and beyond. It functions as a mobile application available on iOS and Android devices, offering users a streamlined and modern alternative to traditional banking for everyday financial transactions. At its core, Cash App simplifies sending and receiving money instantly between individuals using only a $cashtag (a unique username), phone number, or email address.

Core Financial Services and Features

The platform's functionality extends far beyond simple money transfers. Key features include:

  • Cash Card:A free, customizable Visa debit card that allows users to spend their Cash App balance anywhere Visa is accepted, both online and in physical stores. The card can be managed directly within the app, with features like instant transaction notifications and the ability to toggle it on or off for security.
  • Direct Deposit:Users can have paychecks, tax returns, and other government payments deposited directly into their Cash App balance, often up to two days earlier than with a traditional bank.
  • Investing:Cash App provides tools to buy, sell, and hold stocks with as little as $1 through fractional shares. It also supports Bitcoin transactions, allowing users to buy, sell, send, and receive the cryptocurrency.
  • Boosts:This feature offers instant discounts and rewards at select merchants when using the Cash Card, providing savings on everyday purchases like coffee, groceries, and rideshares.

User Experience and Accessibility

The application is renowned for its intuitive, user-friendly interface that emphasizes speed and simplicity. Setting up an account is a quick process, and the design makes navigating between different services—from paying a friend to checking stock prices—seamless. Cash App caters to both personal and, to a limited extent, business use, allowing small vendors and freelancers to accept payments easily.

Security and Account Types

Cash App employs encryption and fraud detection technology to secure transactions and data. Users can enable additional security layers like Touch ID, Face ID, or a PIN code. It's important to note that standard Cash App accounts are not FDIC-insured for the balance itself. However, funds held in a linked Cash AppCheckingaccount (offered in partnership with FDIC-member banks) are eligible for FDIC insurance, subject to applicable limits.

Fees and Limitations

While many basic services are free, such as standard deposits and P2P transfers, certain transactions incur fees. These include instant transfers to a linked debit card (for a speed premium), ATM withdrawals with the Cash Card (with fees waived if certain direct deposit conditions are met), and cryptocurrency transactions which involve market-based fees. Users should review the fee schedule within the app for the most current information.

In summary, Cash App has evolved from a simple P2P payment tool into a multifaceted financial ecosystem. It successfully bridges the gap between everyday banking, investing, and cryptocurrency for millions of users, prioritizing convenience, speed, and a modern digital experience. Its growing suite of features positions it as a significant player in the fintech landscape, appealing to a generation seeking integrated and accessible financial management tools.