Creditkarma Reviews

Credit Score & Credit Reports at Credit Karma™ UK

3.57
140 reviews
Great Rating
Based on 140 user experiences
All 5 ★ 4 ★ 3 ★ 2 ★ 1 ★ 😊 Positive 😐 Neutral 😞 Negative Reset Filter
AI Review Summary Based on 140 reviews

Credit Karma receives mixed feedback from users, with many praising its usefulness for monitoring credit scores and providing financial insights, while others report issues with accuracy, delays in updates, and aggressive upselling. Users appreciate the free access to credit information and alerts, but some criticize the app for outdated data, confusing recommendations, and customer service challenges. The score calculation methodology and occasional discrepancies also draw concern.

What customers love
  • Free credit monitoring
  • Helpful financial insights
  • Easy to use interface
  • Regular notifications
  • Credit improvement tips
Common concerns
  • Outdated information
  • Inaccurate score calculations
  • Excessive upselling
  • Slow updates
  • Poor customer support

Last updated 2 weeks ago

M

Useful

I find it useful but I think Experian is more reliable as Credit Karma seem to be so different in the way it shows your score however as credit scoring in the UK is not like USA I don t really bother
W

Switching to Credit Karma was like a breath of fresh air

I was with a different Credit Agency and switching to Credit Karma was like a breath of fresh air
J

Great app

Great app Easy to keep an eye on whether my account has been searched and nice to be able to find credit cards and loans if I need one
R

Easy to follow your score

I have been a member of Credit Karma for many years I am able to keep track of my credit profile and make informed choices about my credit decisions I can highly recommend using Credit Karma to help monitor your credit rating which ever way it s positive or negative
L

Ease of Use and Excellent Information

I have been using Credit Karma for many years now Originally I needed it to start building my credit score and I found CK the best way to keep myself informed They keep me updated with activity on my credit file give me useful tips on how to improve my score along with the best credit cards tailored to me The App is super easy and clear to use A great way to keep me on top of my credit file
N

Since i started using credit karma

Since i started using credit karma it has made me to build my credit score and to know the factors that will enable me to build my credit score
T

They have helped my take control of my

They have helped my take control of my finances I am more focused and mindful of my finances now I now have a great credit score been with the for several years
J

Very happy with their service

Very happy with their service Always informing you when next report is due and giving support on how to improve score Would recommend them always
W

Even tho I m old and don t understand

Even tho I m old and don t understand some of the wording it is more understandable than most other credit brokers
M

Lovely and ease of use app

Lovely and ease of use app I use it alot to monitor my credit Cannot fault it It alerts you when something comes in
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