Creditkarma Reviews

Credit Score & Credit Reports at Credit Karma™ UK

creditkarma.co.uk
3.57
140 reviews
Great Rating
Based on 140 user experiences

Rated 3.57 out of 5 by 140 Happy Customers

42.9%
14.3%
14.3%
14.3%
14.3%
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AI Review Summary Based on 140 reviews

Credit Karma receives mixed feedback from users, with many praising its usefulness for monitoring credit scores and providing financial insights, while others report issues with accuracy, delays in updates, and aggressive upselling. Users appreciate the free access to credit information and alerts, but some criticize the app for outdated data, confusing recommendations, and customer service challenges. The score calculation methodology and occasional discrepancies also draw concern.

What customers love
  • Free credit monitoring
  • Helpful financial insights
  • Easy to use interface
  • Regular notifications
  • Credit improvement tips
Common concerns
  • Outdated information
  • Inaccurate score calculations
  • Excessive upselling
  • Slow updates
  • Poor customer support

Last updated 2 weeks ago

E

Inaccurate info

Still have a ccj on my file that was not for me but for my husband Every other creit reference agency has removed it but Karma will not Credit union are the credit agency used but Credit Karma do not check this Perhaps Karma of the universal kind needs to pay this Karma a visit
A

I had a debt relief order 15 march 23

I had a debt relief order 15 march 23 and I was discharged 15 march 24 all debt accounts is but Lloyd s and Santander account still showing open I have been talking these bank and said they sent the information about discharged But you are not closing the these accounts
R

This is not aimed at credit karma in

This is not aimed at credit karma in particular but credit score are a scam iv never missed a payment ever always pay of my credit cards end of month I had excellent credit score but now just found out it s gone down to just a good score the reason from TransUnion is I am not using enough of my available credit it s a complete scam to get people into debt well you know what stuck your credit scores where the sun don t shine I will never ever get into debt and pay the banks interest just to get a great credit score I am no mug I got plenty of credit but will either not use it or if I do I pay it off when bill comes in no interest to pay to greedy banks
H

For no reason my credit score go down

For no reason my credit score go down i got only one credit card but it is only 50 pound how can i purchase with that money for a month I couldn t understand why you put down my credit score And can you please offer me a good credit cards i do not want any loan cards
R

Fed up with credit karma so I have no

Fed up with credit karma so I have no closed my account they get everything wrong such as wrong address saying I m not on electoral list ect ect my bank has a credit checker and everything is correct along with clearscore another credit agency I have exerlant credit with them but with these jokers I have fair because they have all information wrong waste of time so IV closed my account
S

Pretty fed up with this opps something

Pretty fed up with this opps something went wrong Please try again later Why is it only Creditkarma with this rubbish The site is really annoying Poorly designed full of gliches Customer help if below zero I ll be closing this account cause there is no point asking for their help which does not exsit
A

Seems to me it s just an advert for

Seems to me it s just an advert for credit cards and loans my details are 12 months out of date
J

It s very discouraging app

It s very discouraging app Never have I made a positive progress with the app you see your score go down by 25 and it takes 1 year to go up by just 5 point on other platforms your score is fine but here very disappointing I think I may have to delete it
S

You re 100 likely to be approved for

You re 100 likely to be approved for this product yeah right declined with a big fat hard search on my file to go with it stay clear
M

Useless app

I really can t see the point anymore for having this app It s always out of date They don t take any responsibility for their ineptitude always blaming Trans Union They re always trying to get you to take out more credit Not good for people with poor incomes Constantly send a you could have won 5000 email Again not helpful to people who are struggling financially giving false hope You ve more chance of winning the lottery My credit score is excellent My bank also has a credit score checker Let me see your response and the blame being given to Transunion Just going to uninstall

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Credit Score & Credit Reports at Credit Karma™ UK

United States

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