Cushion Reviews

Cushion: Track, Pay, & Build Credit on your Bills and Subscriptions

3.63
135 reviews
Great Rating
Based on 135 user experiences
All 5 ★ 4 ★ 3 ★ 2 ★ 1 ★ 😊 Positive 😐 Neutral 😞 Negative Reset Filter
AI Review Summary Based on 135 reviews

Cushion is an app that helps users recover bank fees and build credit by negotiating refunds and reporting payments to credit bureaus. Across numerous 5-star reviews, users report significant refunds, credit score improvements, and easy app usage, while 1- and 2-star reviews cite issues such as no refunds, slow results, and account problems. The app is frequently described as easy to use and effective for credit building, but some customers experienced delays or no financial benefit. Overall, feedback is strongly positive in score but mixed in outcomes.

What customers love
  • Easy app navigation
  • Fast credit building
  • Helpful customer service
  • Recovers bank fees
  • Simple setup process
Common concerns
  • Slow refund process
  • No fees refunded
  • Account access issues
  • Limited bank cooperation
  • Unexpected charges

Last updated 1 week ago

D

Works great

Works great Just connected my accounts and started getting credit for using everything I already use
J

My credit score went up significantly

My credit score went up significantly in the last month Would absolutely recommend
K

The sincerest review I ve ever wrote

Cushion has been great since the second I signed up I ve seen quite a few credit builders in my days and I have to say with everything in me that Cushion A I is number in my book Also can not forget about Emily she is wonderful and so so patient honestly Cushion A I I really feel like Emily deserves a raise how great she is sincerely Mr Lanier
T

Love them

I ve been using Cushion for a few months ths now I had no issues connecting my bank and I bank with Chase I replaced my bank card with the cushion card number to 8 different bills subscriptions and every month those payment ARE REPORTED I check my score the first of every month and see the payments I made to xfinity YouTube etc I read a lot of the negative comments but that s not my experience at all My score had went up 34 point in these few months I still don t have good credit but it s quickly getting better now that I m having credit reported Love them
C

This is helped me realize how much I am

This is helped me realize how much I am spending every month
P

Cushions layout and design of the

Cushions layout and design of the web-based service are exemplary I love it the UI UX is so well designed the experience moved me to reach out to them just about the look and feel The responsivity of support was pretty sweet too
T

I ve been using Cushion for about 2-3

I ve been using Cushion for about 2-3 months now and my credit score has gone up 89 points I ve been working really hard to improve my credit score and simple using the cushion card for my BNPL payments and other subscriptions has improved my score substantially I can honestly say so far I am very happy impressed
L

I like the Cushion app

I like the Cushion app I am able to buy the things I want while building credit for payments that normally wouldn t be reported
J

Definitely a necessity for building credit

Cushion has been great It s easy to set up has great customer service and helps build credit with accounts that don t normally report to your credit The small fee they charge is definitely worth the service they provide I would highly recommend them for a little extra boost if you re trying to build your credit 10 10
J

The app is great

The app is great It definitely helps keep track of my BNPL purchases over the multiple platforms I use The fact that it reports to the credit bureau is a bonus

About Cushion

Build credit while paying your bills, subscriptions, and Buy Now Pay Later. Keep track of what's due and when– in one place, automatically.

United States

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