AI Review Summary
Based on 135 reviews
Cushion is an app that helps users recover bank fees and build credit by negotiating refunds and reporting payments to credit bureaus. Across numerous 5-star reviews, users report significant refunds, credit score improvements, and easy app usage, while 1- and 2-star reviews cite issues such as no refunds, slow results, and account problems. The app is frequently described as easy to use and effective for credit building, but some customers experienced delays or no financial benefit. Overall, feedback is strongly positive in score but mixed in outcomes.
What customers love
- Easy app navigation
- Fast credit building
- Helpful customer service
- Recovers bank fees
- Simple setup process
Common concerns
- Slow refund process
- No fees refunded
- Account access issues
- Limited bank cooperation
- Unexpected charges
Last updated 1 week ago
A
Alicia ISlas
Cushion has been super clear and helpful since the beginning I can control what is reported by using their card and it has helped me raise my score by at least 20 points so far Gonna keep going
P
Philip Rock
Easy to use and effective
The app has been relatively easy to use and has helped with keeping a couple of my credit scores in good standing while I ve been getting back on my feet this year I wish they were able to report to all 3 but having my average be a little higher right now is definitely a big help right now
E
Exile
A Financial App unlike any other
Cushion is a fantastic and unique company being the only ones to offer the ability to build credit and track all your payments via Pay in 4 or Buy Now Pay Later companies all in one place The interface is well-designed and easy to use and you can tell they value customer feedback which is always nice to know I recommend them to anyone looking for an extra way to build credit through payments you re already making or if you re just looking for an easy way to track all your bills and expenses in one place
J
Jasmine Sneed
I saw a few ads for Cushion and decided
I saw a few ads for Cushion and decided to give it a shot on a whim Anything to help increase my credit score seemed like a good idea to me So far it has been excellent It tracks upcoming bills and getting credit for my BNPL is awesome I m hoping this along with other activities help boost my credit enough to buy a house soon
B
BRAD STARR
Cushion is awesome
I ve personally been with cushion for about 2 months now and literally this morning I Got a notification my credit score had gone up by over 41 points And I couldn t figure out why until I saw an email from cushion and I was like oh yeah So I m loving cushioning personally it s amazing and it s really helping me out
R
Russell Massey
Works great with no change in how I repay
Billed as I normally would be and I now get a postive marks on my credit report
J
Joshua Sass
I have been using Cushion for a month
I have been using Cushion for a month now and have nothing bad to say about Price is reasonable for all the features you receive Easy to understand and use I do not see me moving to any other service than Cushion Great job y all l Keep it up
H
Heather M Ross
So far So Good
Good experience so far although I am only about 1 1 2 months in to using this app but so far so good My score did go up and I think it s due to this app reporting my BNPL payments to Experian I may upgrade to the premium version if I continue to see an improvement in my credit score Although I wish I could use the Cushion Card on Sezzle for scheduled payments without the convenience fee
C
Casey Murphy
Cushion has changed my future
Cushion has put all of my buy now pay later in one place Instead of going through payment by payment app by app and writing it in a planner it s all in one place I can see it day by day Buy now pay later bills loans balances everything all in one place Recommendations too Incredible app
J
Jennifer Crayton
Great Credit Building App
I love that my Pay in 4 payments are now reported to the credit bureau so I can continue to improve my credit It s also great that I can keep track of all of my bills in one place I plan to upgrade my plan soon so they can all be reported Thanks Cushion