Cushion Reviews

Cushion: Track, Pay, & Build Credit on your Bills and Subscriptions

cushion.ai
3.63
135 reviews
Great Rating
Based on 135 user experiences

Rated 3.63 out of 5 by 135 Happy Customers

44.4%
14.8%
14.8%
11.1%
14.8%
All 5 ★ 4 ★ 3 ★ 2 ★ 1 ★ 😊 Positive 😐 Neutral 😞 Negative Reset Filter
AI Review Summary Based on 135 reviews

Cushion is an app that helps users recover bank fees and build credit by negotiating refunds and reporting payments to credit bureaus. Across numerous 5-star reviews, users report significant refunds, credit score improvements, and easy app usage, while 1- and 2-star reviews cite issues such as no refunds, slow results, and account problems. The app is frequently described as easy to use and effective for credit building, but some customers experienced delays or no financial benefit. Overall, feedback is strongly positive in score but mixed in outcomes.

What customers love
  • Easy app navigation
  • Fast credit building
  • Helpful customer service
  • Recovers bank fees
  • Simple setup process
Common concerns
  • Slow refund process
  • No fees refunded
  • Account access issues
  • Limited bank cooperation
  • Unexpected charges

Last updated 1 week ago

K

Cushion is very easy to use and exactly

Cushion is very easy to use and exactly what I needed to help continue building my credit I m making these payments anyway they just help them count Thank you Cushion
A

Wanted to try Cushion

Wanted to try Cushion out to see if the payments I ve been making with PayPal and klarna would help improve my credit score via their reporting So far I m impressed It has been worth my time and efforts It s easy to use and I enjoy seeing my finances in one place
T

I love Cushion

I love Cushion I use it to pay for my Afterpay purchases Let s just say my score has boosted ALOT
M

High-utility app

High-utility app Cushion leverages a class of payment services which are generally superior to sub prime credit cards -- buy now pay later -- and adds the benefit of credit bureau reporting Win win for most users Value-added financial tools are a plus
J

Just having some of my bills I m paying

Just having some of my bills I m paying count towards my credit
G

Managing payments made easier

Cushion tells me everything I need to pay and makes it convenient for everything I use shop pay a lot a king with klarna and zip now I never miss a payment and can manage my money better
J

An Easy Way To Make Your BNPL Work For

An Easy Way To Make Your BNPL Work For You I currently have the BNPL Builder plan and thus far it s made me feel much better about choosing the BNPL option for a new mattress I got over the holidays because I know it s getting reported to Experian and actually helping me to dig myself out of low credit score purgatory I plan to upgrade my plan to pro soon so that all my bills can help me out just as much This is a great service and I plan to get a lot if mileage out of it
C

Works great to get credit for affirm

I was recommended by a friend to cushion This allows me to build credit off of affirm purchases
D

The app works but missing a feature

The app works great however I wish they would still help refund my overdraft fees especially since I pay 12 99 a month for the pro Give more instead of taking away like most companies do these days Edit I stand by my review sure you can have 5 star but know that a soon as another app offers me more than credit management im switching cause I need financial help not guidance 12 99 in my opinion should provide more for my money
T

I joined cushion nearly 2 months ago

I joined cushion nearly 2 months ago and I have had the best experience I have raised my credit score near 80 points I highly recommend this app and love it

About Cushion

Build credit while paying your bills, subscriptions, and Buy Now Pay Later. Keep track of what's due and when– in one place, automatically.

United States

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