Extra Reviews

Extra | Build Your Credit With A Debit Card

extra.app
3.58
141 reviews
Great Rating
Based on 141 user experiences

Rated 3.58 out of 5 by 141 Happy Customers

42.6%
14.2%
14.2%
14.2%
14.2%
All 5 ★ 4 ★ 3 ★ 2 ★ 1 ★ 😊 Positive 😐 Neutral 😞 Negative Reset Filter
P

Company does deliver slowly

This company does promise what they advertise Your credit does actually go up it s a slow crawl to the top but it does work A few times this card has been compromised and I ve had to have several re-issued not sure where the fault lies there as I am not a credit card expert But they do have impecable costumer service probably one of the best I have ever encountered to be honest I do wish my spending power updated faster they say it s several times a day but I haven t seen it do that Over all it s a good little card if you don t mind spending 8 a month
P

So far so good

Besides waiting months to get approved and processed I haven t ran into any real issues The concierge have been great and actually look into problems that may occur my credit score did increase by almost 40 points in a months time and the app updates your available spending power in real-time
J

Its Wonderful

Its wonderful how Extra has worked with me and still continue on doing so I don t know how I would be managing certain payments without Extra But as for their rewards programs they need to lower points needed for rewards That or come out with newer plans for the next year I be interested to know about that
J

The support team is great any time I

The support team is great any time I have issues Only thing I dont like is that some transactions are not accepted I tried to make my child care payment online and it was showing it as a donation Also the app doesn t work for me sometimes But any time I have questions I get the help I want and it has been helping my credit as well
J

Extra card has really helped me build

Extra card has really helped me build my credit However I have stopped using it as frequently because oftentimes the bank balance that extra shows is not accurate for my actual account balance They ve said it s my bank connection which I ve reset several times and done everything I can it s served its purpose but many times my account is frozen or unable to use because extra is reflecting a inaccurate bank account balance
M

Overall my experience has been great

Overall my experience has been great but I wish that I could use my bank debit card and make my payment instantly to Extra Like for example membership is due on the 15th then I could connect with Extra and pay for my membership on the 13th instead of waiting for days for it to process through my bank account The fact that I have to wait for days to process payments causes problems for me at times Thank you
M

I really liked your service

I really liked your service your custoner service is so good i really improved my score but Im still in a question not all months my score is being updated its happening for every two months like usually i see my update in score from extra by 11 or 12th of every month but in this month i dint see any changes in october i saw no changes in november 10 points increased august 7 points increased
S

Instrumental

This extra card has been instrumental during the COVID pandemic
C

Almost everything is great about Extra

Almost everything is great about Extra The only complaint I have is a bug I believe they re working on which is where my bank account Extra acc disconnects often Besides that I can t complain my credit has risen tremendously in the few months I ve been using
I

I didn t have credit before using this

I didn t have credit before using this card It was my first credit card and honestly it did give me a great score for awhile They used to have even better customer service when first starting but I can t really hate on Extra at all They ve done overall pretty good in general I only wish they d up my spend power to the limit I used to have lol

About Extra

Extra is the first debit card that builds credit and earns debit card points. No interest rates. No credit checks.

United States

Visit Website

Own this business?

Claim your profile to respond to reviews, manage your listing, and build trust with customers.

Claim This Business

Related Companies

View All
1
Buildmycreditscore
3.76 (115) · buildmycreditscore.com