Healthinsurancespecialists Reviews

THIS - The Health Insurance Specialists Get a Quote Today

4.16
90 reviews
Great Rating
Based on 90 user experiences
All 5 ★ 4 ★ 3 ★ 2 ★ 1 ★ 😊 Positive 😐 Neutral 😞 Negative Reset Filter
AI Review Summary Based on 90 reviews

The majority of customers report highly positive experiences with Healthinsurancespecialists, praising the knowledgeable and friendly advisors who provide clear, impartial advice and find cheaper, better insurance options. Many reviews highlight the efficiency of the service, with quick responses, stress-free renewals, and seamless transitions between providers. However, a significant minority of customers have serious complaints, including aggressive and misleading sales tactics, such as unauthorized calls and quotes that do not match policy terms. Several reviewers describe administrative errors, like incorrect personal details, failure to send documents, and mishandled payments. There are also reports of poor follow-up, with customers having to chase responses or experiencing long wait times for callbacks. A few customers suspect fake positive reviews due to a sudden influx of five-star ratings. Overall, while the company excels in customer service and cost savings for many, it faces credibility issues regarding its sales practices and operational reliability. Returns or policy cancellations are not explicitly discussed, but the product quality is generally praised when the correct policy is obtained. Overall satisfaction is high among those who had smooth experiences, but low among those who faced misrepresentation or administrative failures.

What customers love
  • Knowledgeable and friendly advisors who provide clear, impartial advice
  • Ability to find cheaper or better insurance options compared to existing policies
  • Efficient and quick service, including seamless transfers between providers
  • No-pressure approach, with advisors respecting customers' decision-making time
  • Responsive communication with timely callbacks and proactive renewal reminders
Common concerns
  • Aggressive and unsolicited calling practices, including multiple calls and dropped lines
  • Misleading quotes that do not match policy terms or coverage details
  • Administrative errors such as incorrect personal information, missing documents, and billing mistakes
  • Poor follow-up and difficulty getting responses, requiring customers to chase for updates
  • Suspicion of fake positive reviews and lack of transparency in business practices

Last updated 1 month ago

J

Harassment

Harassment I made the mistake of entering my details into their online interface while searching for BUPA This was an easy error to make because Google brings up their website when searching for the real BUPA site Since then I have been bombarded with repeated phonecalls and also by email I have had to systematically block several phone numbers that they have been using Avoid
A

Bad Brokers

The health insurance specialist are 3rd party brokers Sold me a false medical insurance I was quoted on 2 prices I chose the 2nd price as they advised it covers all pre-existing medical condition Making a claim was unsuccessful as I was advised from my medical insurance it does not cover pre-existing medical condition Now i have a hefty medical bill to pay I enquired about this error The advisor who sold me this policy advised this Don t take my word read the policy The health insurance specialist are in act pressure selling on the phone I was constantly getting phone calls every day - some days 3 times a day I highly would NOT recommend these brokers Avoid telephone sales
U

Illegal calling practices

Dialler is dropping calls obviously have answering machine detection turned on how many people are getting called daily to be interrupted only to be hung up on by a machine
S

Scammers

I entered my details for a quote on the Bupa website and an hour later past 7pm I got a call from these people How can they be an independent broker when Bupa are give them peoples details This whole experience has put me off taking out health insurance with Bupa Such scammers beware
P

Not Recommended

The Health Insurance Specialists persuaded me to move from my Health Insurance Provider Aviva to National Friendly by offering extremely attractive terms which were -Lower monthly premiums for better cover Monthly premiums that would not increase for the next five years even if I were to make a claim and that the only monthly price increase at renewal would be due to age and that the increase would only be between 2 00 to 4 00 per month I was categorically informed verbally and in writing of this benefit All the above were a lie as at the annual premium review after year one my monthly premium increased by nearly 20 despite no changes in circumstances and no claims When I complained to National Friendly and sent them a copy of the attractive terms offered by their broker The Health Insurance Specialists they replied that they were disappointed to read the content as it contained a number of inaccurate points and that they were sorry that I was provided with this information I am not blaming National Friendly who promptly dealt with my complaint and replied in a very timely manner but they should accept some responsibility as it was their broker who was representing them and who blatantly lied to get the sale National Friendly suggested I contact the broker directly for them to review and respond to my complaint and take any appropriate action to put things right for me which I did but despite several emails and telephone calls to Matt Nichols at The Health Insurance Specialists I have not had either an acknowledgement or the courtesy of a reply and therefore have had no choice but leave negative reviews on social media and online review platforms I have also referred my complaint to the Financial Ombudsman and in the unlikely event that my complaint is not upheld I will not hesitate to take further legal action through the courts I would suggest you avoid The Health Insurance Specialists at all costs
T

Suspect Reviews

Between December 2018 and January 2021 a period of just over 2 years 10 reviews 5 positive 5 negative were posted yet in the last 24 hours 7 Excellent reviews have suddenly been uploaded and posted Suspect
E

Insurance Policy

First they got the name wrong instead of Amar they put Amer Secondly they got the date of birth wrong Thirdly they said that they were going to email or send the policy by post and after one month today I still have received nothing
I

This is literally useless I was being

This is literally useless I was being told something different and in policy it s all different they provide all false information
S

A really helpful

A really helpful pleasant Brokerage Guided me through changingprivate Health Insurance to a much better deal
S

Not recommended at all

The product offered looked acceptable and was as accepted until I received communications that were not fit for their purpose in my experience I enquired and returned a missed call The response was not professional and provocative I cancelled the policy immediately and have asked for my data to be erased as there are many brokers who understand what professional polite service is and they will get my business