Healthinsurancespecialists Reviews

THIS - The Health Insurance Specialists Get a Quote Today

4.16
90 reviews
Great Rating
Based on 90 user experiences
All 5 ★ 4 ★ 3 ★ 2 ★ 1 ★ 😊 Positive 😐 Neutral 😞 Negative Reset Filter
AI Review Summary Based on 90 reviews

The majority of customers report highly positive experiences with Healthinsurancespecialists, praising the knowledgeable and friendly advisors who provide clear, impartial advice and find cheaper, better insurance options. Many reviews highlight the efficiency of the service, with quick responses, stress-free renewals, and seamless transitions between providers. However, a significant minority of customers have serious complaints, including aggressive and misleading sales tactics, such as unauthorized calls and quotes that do not match policy terms. Several reviewers describe administrative errors, like incorrect personal details, failure to send documents, and mishandled payments. There are also reports of poor follow-up, with customers having to chase responses or experiencing long wait times for callbacks. A few customers suspect fake positive reviews due to a sudden influx of five-star ratings. Overall, while the company excels in customer service and cost savings for many, it faces credibility issues regarding its sales practices and operational reliability. Returns or policy cancellations are not explicitly discussed, but the product quality is generally praised when the correct policy is obtained. Overall satisfaction is high among those who had smooth experiences, but low among those who faced misrepresentation or administrative failures.

What customers love
  • Knowledgeable and friendly advisors who provide clear, impartial advice
  • Ability to find cheaper or better insurance options compared to existing policies
  • Efficient and quick service, including seamless transfers between providers
  • No-pressure approach, with advisors respecting customers' decision-making time
  • Responsive communication with timely callbacks and proactive renewal reminders
Common concerns
  • Aggressive and unsolicited calling practices, including multiple calls and dropped lines
  • Misleading quotes that do not match policy terms or coverage details
  • Administrative errors such as incorrect personal information, missing documents, and billing mistakes
  • Poor follow-up and difficulty getting responses, requiring customers to chase for updates
  • Suspicion of fake positive reviews and lack of transparency in business practices

Last updated 1 month ago

I

Persistant

Have joined Discovery numerous months ago and still haven t received welcome pack in the post Tried to do health check review on the website completed all the questions to then be told that having difficult and was not submitted and probably have to redo it again very frustrated used Discovery in South Africa and service much better
S

All round poor service I really hope it improves for both our sakes

The incumbent insurer was allowed to take monies when they had been replaced Still receiving incumbent documentation about my renewal from both the incumbent and The Health Insurance Specialists which is just poor No news on a refund a month after taking monies which again is just poor service
B

Had I known the SECOND call was going

Had I known the SECOND call was going to last for 1 1 2 hours I probably would not have answered the phone Or when discovering I was going to have to try to type one handed the convoluted story of my last claim I should have insisted email me the questions I will answer return On top of that it was re explaining my medical history that I had already done to another person the previous week Tho I understand the need as YET AGAIN the person on the other end had misunderstood a number of things this seems to be a regular occurrence then you discover your private health insurance provider has wrong information because they have further misinterpreted the broker s misinterpretation of your explanations of past health issues It gets exhausting