Americanfinancing Reviews

American Financing | National Home Mortgage Lender

3.71
124 reviews
Great Rating
Based on 124 user experiences
All 5 ★ 4 ★ 3 ★ 2 ★ 1 ★ 😊 Positive 😐 Neutral 😞 Negative Reset Filter
AI Review Summary Based on 124 reviews

American Financing receives consistently high ratings for most experiences, with frequent praise for knowledgeable staff, efficient processing, and helpful service. Many reviews highlight smooth refinancing, responsiveness, and strong support from specific loan officers. A notable minority of reviews report poor communication, delays, errors, and frustration, especially around documentation and underwriting. Overall sentiment is strongly positive but tempered by recurring complaints about inconsistency and follow-through.

What customers love
  • Quick processing
  • Knowledgeable team
  • Easy process
  • Good rates
Common concerns
  • Slow processing
  • Documentation errors
  • Unresponsive at times

Last updated 6 days ago

R

Processors make a big difference

We submitted everything that was asked of us in a timely manner however our processor asked us many things within 5 days of closing We were the ones that had to call for updates and ask what was missing This made things very stressful and rushed Once we got a new processor everything was more inline and communication was better Otherwise our loan consultant and our real estate agent were the best and most helpful people ever This would have been a 5 star review if not for the processor
H

Mediocre

Rate good The process took a long time Loan officer promised certain things and did not follow through We threatened to not take the loan He asked his manager and low and behold promise materialized With this sort of experience we have a loss of trust with your company The only reason we wrote with you is it was ready to close
J

Refinancing in a Pandemic

Keeping in mind we chose to refinance in the midst of a Pandemic This was our 4th time with American Financing and the agent they assigned us to was very slow to follow up and difficult to get in touch with I finally requested a different one who wasn t that much better The processor and the notary were great I ll probably still use them again but this time was not great
T

Review

The company American financing assisted in my refinancing every way they could However John Hazel could have explained verbally what changes were being made to our initial agreement Could have at least discussed variius options Felt a lack of Transparency
S

Horrible customer service

We have worked with them multiple times over the past few years going through American Freight Never had an issue We moved back to GA needed bedroom furniture a washer dryer set When trying to complete the paperwork via the store computer it froze According to store personnel this happens every day so they have to call complete with a rep We were under the impression our payments were the monthly amt we would pay biweekly This made sense since our previous payments were approximately 60-85 biweekly come to find out they wanted 263 biweekly which is over our budget When I tried to call for assistance they were unwilling to help just kept referring me to the contract I advised them according to the contract this was for a 6mo payout They argued this is for 24 months Someone s math is way off because that would result in 4xs the amount Even with interest that was an exuberant rate I asked for a sup was told there were none I said fine I ll send it all back since no one wants to help They miraculously found another sup supposedly Operations manager who said she could remove the liability but that would only drop it 20 Apparently being a long time customer work NO issues until now means nothing to this company I will be going elsewhere
R

The application process was easy to

The application process was easy to follow with clear instructions about documents needed to complete the mortgage loan Within a week was pre-approved They have a great professional team and Brian Baker my mortgage loan consultant was excellent
S

This was a great experience

This was a great experience with Katie and Heidi at American Financing They took on a special refinance project forJoan and I and while I was impatient and often questioning they came through for like the pros they are
D

Because of changing financial

Because of changing financial situations due to coronavirus American Financing had to rework terms of our refinance but thanks to their efforts things turned out OK We appreciate their hardwork and dedication Highly recommend
K

I was very pleasantly surprised

I was very pleasantly surprised that the actual loan costs and terms were better than the estimates I am very pleased even excited about my refinance Over the life of our loan we will be saving about 35 000 compared to our previous loan
D

It s wonderful to know that we locked

It s wonderful to know that we locked in a rate of 3 Thank you American Financing for helping A big thank you to David Turner and Kristen Meisten for there great work even though they ve been swamped with everyone wanting to refinance

About Americanfinancing

We finance life's happiest moments. Experienced salary-based mortgage consultants will help you compare options and customize a home loan program that's right for you.

United States

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