Cushion Reviews

Cushion: Track, Pay, & Build Credit on your Bills and Subscriptions

cushion.ai
3.63
135 reviews
Great Rating
Based on 135 user experiences

Rated 3.63 out of 5 by 135 Happy Customers

44.4%
14.8%
14.8%
11.1%
14.8%
All 5 ★ 4 ★ 3 ★ 2 ★ 1 ★ 😊 Positive 😐 Neutral 😞 Negative Reset Filter
AI Review Summary Based on 135 reviews

Cushion is an app that helps users recover bank fees and build credit by negotiating refunds and reporting payments to credit bureaus. Across numerous 5-star reviews, users report significant refunds, credit score improvements, and easy app usage, while 1- and 2-star reviews cite issues such as no refunds, slow results, and account problems. The app is frequently described as easy to use and effective for credit building, but some customers experienced delays or no financial benefit. Overall, feedback is strongly positive in score but mixed in outcomes.

What customers love
  • Easy app navigation
  • Fast credit building
  • Helpful customer service
  • Recovers bank fees
  • Simple setup process
Common concerns
  • Slow refund process
  • No fees refunded
  • Account access issues
  • Limited bank cooperation
  • Unexpected charges

Last updated 1 week ago

R

Great Credit Tool

Joined Cushion about 2 months ago and my score has already went up I was able to connect to Zip Affirm and Sezzle in addition to some other bills so all of those payments have helped immensely Pretty happy with them so far and would recommend to everyone struggling with raising their credit scores
L

New user

I ve only been using for a couple of months but I ve already seen an improvement of 15 points and it s definitely raising my on time payment history
H

Easy to use credit boosting app

Easy to use credit boosting app I love that I actually get credit for all of my After Pay purchases now
K

With how often I use micro-loan

With how often I use micro-loan services I ve been greatly enjoying the reassurance that the effort all of the BNPL payments I make aren t just disappearing into thin air Thank you for making this service so accessible as well
T

I ve tried a LOT of credit-improving

I ve tried a LOT of credit-improving platforms only to discover right after signing up that none of them were actually helpful Cushion actually lets you build credit with whatever your recurring purchases may be instead of a limited pre-determined list like other platforms My score has already gone up and I ve only been using it for 2 months
M

10 10 Recommend

I m on my second month using Cushion and I have to say I m highly satisfied I can see all my BNPL transactions in one place and I love being able to help my my credit score with those payments I definitely recommend trying Cushion
G

Fast process

Not even a month in and I already have gotten my subscriptions sent to experian as a payment made to boost my credit
J

Easy to Use

Easy to use and manage all my reoccurring bills plus nice to see all my split payments in one place to be able to keep on track
J

I think cushion is great

I think cushion is great I love that I can now get credit for posting on pay in fours Also I had a refund and it stayed in my cushion account and payed the next payment I love it
K

I love using Cushion

I love using Cushion It s a great way to add positive marks to your credit report So far they ve reported 11 payments to mine and I ve only been using them for a little over a month Their application is very easy to use Highly recommended

About Cushion

Build credit while paying your bills, subscriptions, and Buy Now Pay Later. Keep track of what's due and when– in one place, automatically.

United States

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