Cushion Reviews

Cushion: Track, Pay, & Build Credit on your Bills and Subscriptions

3.63
135 reviews
Great Rating
Based on 135 user experiences
All 5 ★ 4 ★ 3 ★ 2 ★ 1 ★ 😊 Positive 😐 Neutral 😞 Negative Reset Filter
AI Review Summary Based on 135 reviews

Cushion is an app that helps users recover bank fees and build credit by negotiating refunds and reporting payments to credit bureaus. Across numerous 5-star reviews, users report significant refunds, credit score improvements, and easy app usage, while 1- and 2-star reviews cite issues such as no refunds, slow results, and account problems. The app is frequently described as easy to use and effective for credit building, but some customers experienced delays or no financial benefit. Overall, feedback is strongly positive in score but mixed in outcomes.

What customers love
  • Easy app navigation
  • Fast credit building
  • Helpful customer service
  • Recovers bank fees
  • Simple setup process
Common concerns
  • Slow refund process
  • No fees refunded
  • Account access issues
  • Limited bank cooperation
  • Unexpected charges

Last updated 1 week ago

R

Works great with no change in how I repay

Billed as I normally would be and I now get a postive marks on my credit report
J

I have been using Cushion for a month

I have been using Cushion for a month now and have nothing bad to say about Price is reasonable for all the features you receive Easy to understand and use I do not see me moving to any other service than Cushion Great job y all l Keep it up
H

So far So Good

Good experience so far although I am only about 1 1 2 months in to using this app but so far so good My score did go up and I think it s due to this app reporting my BNPL payments to Experian I may upgrade to the premium version if I continue to see an improvement in my credit score Although I wish I could use the Cushion Card on Sezzle for scheduled payments without the convenience fee
C

Cushion has changed my future

Cushion has put all of my buy now pay later in one place Instead of going through payment by payment app by app and writing it in a planner it s all in one place I can see it day by day Buy now pay later bills loans balances everything all in one place Recommendations too Incredible app
J

Great Credit Building App

I love that my Pay in 4 payments are now reported to the credit bureau so I can continue to improve my credit It s also great that I can keep track of all of my bills in one place I plan to upgrade my plan soon so they can all be reported Thanks Cushion
K

Cushion is very easy to use and exactly

Cushion is very easy to use and exactly what I needed to help continue building my credit I m making these payments anyway they just help them count Thank you Cushion
A

Wanted to try Cushion

Wanted to try Cushion out to see if the payments I ve been making with PayPal and klarna would help improve my credit score via their reporting So far I m impressed It has been worth my time and efforts It s easy to use and I enjoy seeing my finances in one place
T

I love Cushion

I love Cushion I use it to pay for my Afterpay purchases Let s just say my score has boosted ALOT
M

High-utility app

High-utility app Cushion leverages a class of payment services which are generally superior to sub prime credit cards -- buy now pay later -- and adds the benefit of credit bureau reporting Win win for most users Value-added financial tools are a plus
J

Just having some of my bills I m paying

Just having some of my bills I m paying count towards my credit

About Cushion

Build credit while paying your bills, subscriptions, and Buy Now Pay Later. Keep track of what's due and when– in one place, automatically.

United States

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